Ind Pocket
IndMon Finance In-app purchases
Auto-track expenses from bank SMS. Smart budgets. 100% private & secure.
- Downloads
- 301+
- on Google Play
- Price
- Free
- In-app purchases
- Updated
- Jan 6
- 2026 · v1.2.7
Screenshots
About Ind Pocket
📱 **SMS AUTO-TRACKING - Our Core Feature:**
✨ Automatically detect expenses from your bank SMS alerts
✨ Works with 50+ Indian banks (HDFC, ICICI, SBI, Axis, Kotak, etc.)
✨ Reads transaction SMS from 5-digit bank sender IDs
✨ Auto-fills amount, merchant, date, and payment method
✨ Review & approve transactions before saving
✨ Completely OPTIONAL - App works fully without it
✨ 100% Private - All SMS data stays on YOUR device only
🔒 **Privacy & Security:**
- SMS permission is OPTIONAL - you choose
- Only financial SMS are scanned (bank alerts, UPI)
- Zero data sent to servers - everything local
- No third-party access to your messages
- Disable SMS tracking anytime from Settings
🌟 **How SMS Auto-Tracking Works:**
1️⃣ Enable SMS tracking (optional) on first launch
2️⃣ Grant READ_SMS permission when prompted
3️⃣ App scans your inbox for bank transaction SMS
4️⃣ Detected transactions appear in review screen
5️⃣ Approve or reject each transaction
6️⃣ Approved transactions auto-added to your expenses
💡 **Supported Transaction Types:**
✓ Debit card purchases
✓ UPI payments (GPay, PhonePe, Paytm)
✓ Net banking transfers
✓ ATM withdrawals
✓ Credit card spends
✓ Bill payments
🎯 **Complete Expense Management:**
- Manual expense entry (if SMS disabled)
- Smart categorization (Food, Travel, Shopping, Bills, etc.)
- Set monthly budgets per category
- Real-time budget tracking with alerts
- Beautiful charts and spending insights
- Income vs Expense analysis
- Export data to Excel/CSV
📊 **Analytics & Reports:**
- Category-wise spending breakdown
- Daily, weekly, monthly reports
- Spending trends and patterns
- Budget vs actual comparison
- Visual pie charts and graphs
💾 **Data Management:**
- Local storage - Your data stays with YOU
- Backup & restore functionality
- Export to CSV for external use
- No cloud sync required (optional)
- Complete data privacy
🎨 **Modern Design:**
- Material Design 3 interface
- Dark/Light theme support
- Smooth animations
- Intuitive and user-friendly
- Fast and responsive
🆓 **100% FREE:**
- No hidden charges
- No mandatory subscriptions
- All core features free forever
- Optional premium via spin wheel
- No ads (with premium)
📱 **Perfect For:**
- Students managing pocket money
- Professionals tracking daily expenses
- Families managing household budgets
- Freelancers monitoring income
- Anyone wanting automatic expense tracking
🏦 **Supported Banks (50+):**
HDFC Bank, ICICI Bank, SBI, Axis Bank, Kotak Mahindra, Yes Bank, IDFC First, IndusInd, PNB, Bank of Baroda, Canara Bank, Union Bank, and many more!
🔐 **Why SMS Permission?**
We request SMS permission ONLY to read financial transaction alerts from your banks. This is our PRIMARY feature that saves you hours of manual entry. The permission is:
- Completely OPTIONAL
- Used ONLY for transaction detection
- Never used for marketing or data collection
- Can be revoked anytime
- App works fully without it
⚡ **What's New in Version 1.1.8:**
- Enhanced device compatibility
- Improved SMS parsing accuracy
- Bug fixes and stability improvements
- Better performance optimization
🌟 **Special Launch Offer:**
Get FREE premium features via our spin wheel!
Share with friends and unlock premium access.
📧 **Support & Privacy:**
- Email: [email protected]
- Privacy Policy: [Your privacy policy URL]
- We respect your privacy - No data sharing, ever!
Download Ind Pocket today and experience the easiest way to track expenses automatically through SMS! 💰📱
Note: SMS auto-tracking is an OPTIONAL feature. You can use Ind Pocket as a regular expense tracker without granting SMS permissions. The app provides full functionality in both modes.
What’s new
Version 1.2.7 · Updated January 6, 2026
What's New in v1.2.7: ✨ Premium Balance Card Design - Beautiful new gradient effect on balance card - Enhanced visual depth with subtle shadows - More polished and premium look 📊 Improved Amount Display - Large amounts (up to ₹99 Crore+) now display fully - Smart auto-sizing text that fits perfectly - No more truncated numbers with "..." 🐛 Bug Fixes - Fixed UI rendering issues - Performance improvements
User reviews
bahut hi bdhiya app lga, bahut se featured ek sath aur sbse acchi bat..acount nhi bnana h
Best app for management expenses, user friendly app and very attractive UI
wow it's a beautiful app🤯💙
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