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About Not Pato

Not Pato is your personal finance app. Track expenses, create budgets,

connect your bank, and stay in control of your money without complicating your life.

✦ WHAT YOU CAN DO WITH NOT PATO

Easily record expenses
Record an expense in less than five seconds. Choose a category, the amount, and you're done.

No endless forms or required fields that nobody fills out.

Connect your bank automatically

Sync your account via Rail with the main banks in Chile

(Santander, BCI, Banco de Chile, Banco Estado, Itaú, Scotiabank, BICE, and more) and

see your daily transactions without accessing the bank's website. Read-only access;

we never ask for your bank password directly.

Is your bank not supported yet? You can still use Not Pato from
anywhere:

• Apple Pay → each payment is automatically recorded in the app with an iOS shortcut.

• Email → forward the bank notification to your email address, and
it automatically becomes a transaction.

• Manual → Enter your expenses in seconds directly from the app.

Categories that make sense
We start with common spending categories (groceries, transportation, eating out, bills, subscriptions). You edit, add, or remove them.

Anxiety-free monthly budget
Set a limit for each category, and Not Pato alerts you when you're going over it, before it's too late.

Automatic fixed expenses
Set up your recurring expenses (rent, internet, gym membership), and the app automatically records them each month.

Helpful notifications
Reminders of due dates, alerts when you're approaching a budget limit, and a weekly summary so you know where your money is going.

✦ WHY CHOOSE NOT PATO?

It's flexible. Connect your bank, Apple Pay, email, or manual entry. It works from anywhere.

It's simple. Zero learning curve. Open it and understand everything.

It's private. Your data is yours. We don't sell it to anyone.
It's secure. Optional biometric lock, encryption in transit, and user isolation on the server.
It's ad-free. No advertising or data miners.

✦ PRICE

Monthly subscription of 2,990 CLP. No surprises, no misleading trial. If it works for you, you continue. If not, you cancel from Google Play with one click.

The subscription gives you full access: unlimited bank connection (where available), unlimited budgets, fixed expenses, notifications, receipt scanning, and automatic AI-powered categorization.

✦ PRIVACY

Privacy policy: https://notpato.app/terms
Delete account: https://notpato.app/delete-account

Your data lives on Supabase with encryption in transit (HTTPS) and at rest.
Banking credentials never touch our servers: they go directly to Fintoc, a regulated provider.

✦ CONTACT

Support: [email protected]

Website: https://notpato.app

What’s new

Version 2.5 · Updated October 26, 2026

Ahora puedes ordenar tus tarjetas y categorías como quieras. Mantén presionado y arrastra. Además: conectar el banco es más estable, los nombres de los comercios se ven mucho más limpios y pulimos varios detalles del día a día.

Alternatives to Not Pato

Looking for apps like Not Pato? Here are 6 similar Android apps on Google Play. The highest rated is Dana Digital-Pinjaman Uang (4.6/5), and all 6 are free to download.

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