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  • Offline Udhar Khata Book screenshot 1
  • Offline Udhar Khata Book screenshot 2
  • Offline Udhar Khata Book screenshot 3
  • Offline Udhar Khata Book screenshot 4

About Offline Udhar Khata Book

Offline Udhar Khata Book (Micro Khata) is a 100% offline, secure, and private digital ledger designed specifically for Indian shop owners, Kirana stores, local merchants, and small businesses.

Manage customer credits (Udhar), track daily cash payments (Jama), send free WhatsApp payment reminders, and keep your business records 100% private without needing any internet connection or cloud servers!

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⭐ WHY CHOOSE OFFLINE UDHAR KHATA?
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🔒 100% Private & Offline (No Server, No Data Leak)
Your ledger data never leaves your smartphone. No registration, no login, and zero remote server storage. Complete privacy and security for your business accounts.

⚡ Fast & Simple Bookkeeping (Gave & Got)
• Red Button: ➕ Gave (You gave goods on credit / Udhar)
• Green Button: ➖ Got (Customer paid cash / Payment received)
• Extra-large numbers and clean buttons designed for easy operation.

📲 1-Click WhatsApp Payment Reminders
Send polite or urgent payment reminders directly to customer WhatsApp chats. Includes automatic calculation of total pending balance and store details.

🗣️ Supports 6 Indian Regional Languages
Generate WhatsApp reminders and digital receipts in:
• English
• हिंदी (Hindi)
• বাংলা (Bengali)
• मराठी (Marathi)
• தமிழ் (Tamil)
• తెలుగు (Telugu)

💾 Safe Zero-Server WhatsApp Backup
Export your entire ledger into local CSV files and send automatic backups to your own WhatsApp chat or family members with one tap. Zero server fees, 100% peace of mind.

🧾 Digital Receipts (Cash & UPI)
Generate itemized digital bills with your store name and share them instantly via WhatsApp.

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🏬 PERFECT FOR ALL SMALL BUSINESSES:
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• Kirana Store, General Store & Provision Shops
• Chai / Tea Stalls, Bakeries & Juice Corners
• Fruits, Vegetables & Food Vendors
• Mobile Recharge & Electronics Repair Shops
• Garment, Tailor & Cloth Merchants
• Medical Stores & Local Pharmacies
• Personal Ledger & Daily Expense Tracker

Replace your old paper bahi khata diary with the safest offline digital ledger today. Download Offline Udhar Khata Book now!

What’s new

Version 1.0.4 · Updated November 9, 2026

• WhatsApp Reminder: Added option to include recent transaction history (last 5 records) in payment reminders. • Official Statement Receipt: Generate full account statements with complete transaction history. • Clean UI Layout: Optimized home screen navigation and button placement for a seamless bookkeeping experience. • Performance improvements and stability enhancements.

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