AvilaPay: Pagos y Creditos

AvilaPay — Your Business Ecosystem

🎉 New version of AvilaPay! 🚀 More secure, faster, and with new features. Update from your store.

🏬 What's New 🎉

✔️ New, more modern home screen
✔️ Avi now answers your questions about Credix
✔️ Share your QR code as an image
✔️ Clearer status for transfers and top-ups ("in process")
✔️ More secure login and inactivity lockout
✔️ Your ID is now protected (read-only)
✔️ We fixed unexpected crashes and improved stability

The digital wallet made for Venezuela.

Manage bolivars and dollars in one place, pay in seconds, send money instantly, shop, top up your phone, and even access personal loans — all from a single app.

Say goodbye to lines and banking hassles. With AvilaPay, your bank fits in your pocket: fast, secure, and always with you. 🚀

🌄 Why AvilaPay?

✔️ Instant payments between Venezuelan banks
✔️ Free P2P transfers between users
✔️ Cashback at affiliated merchants
✔️ Personal loans from $10 to $5,000 USD with CREDIX
✔️ Top-tier security with biometric authentication

Download AvilaPay today and join the path to your financial freedom! 📲
About this app

💳 DIGITAL WALLET
Keep your balance in bolivars and dollars. Receive money, pay, and transfer instantly without complications.

📲 INSTANT MOBILE PAYMENTS
Send and receive payments between Venezuelan banks in seconds. No lines, no waiting.

🔄 P2P TRANSFERS
Send money to other AvilaPay users instantly and without fees.

📷 PAY WITH QR CODES
Scan the QR code of any affiliated merchant and pay in seconds. Fast, secure, and cashless.

🛒 MARKETPLACE
Explore products and services from verified merchants. Shop from the app with just one tap.

📱 RECHARGES AND SERVICES
Recharge your Movistar, Digitel, or Movilnet line directly from the app. Pay bills without leaving home.

🏪 CASHBACK AT MERCHANTS
Earn cashback every time you pay at affiliated merchants. Your money goes further with AvilaPay.

🔒 TOP-LEVEL SECURITY
📱 Biometric Authentication (Fingerprint and Face ID)

🔐 End-to-End Encryption
🔑 Identity Verification (KYC)
🛡️ Your data protected on secure servers
✨ MORE FEATURES
💳 Virtual cards for international purchases
📊 Detailed transaction history
🔔 Real-time notifications
💬 24/7 Support

📋 PERSONAL LOAN DISCLOSURE (CREDIX by AvilaPay)

AvilaPay offers personal loans through its CREDIX service, operated by NIU CAPITAL, C.A. (RIF J507760120), a financial institution authorized in Venezuela.

🔹Loan Amount: $10.00 USD to $5,000.00 USD
🔹Repayment Period: 60 days (4 bi-weekly payments every 15 days)
🔹Maximum Annual Percentage Rate (APR): 84% (7% monthly interest rate)
🔹Late Payment Fee: $4.00 USD per overdue payment (applied after a 3-day grace period)

Representative Example:
A loan of $500.00 USD at 7% monthly interest for 60 days (4 bi-weekly payments):

🔹Principal: $500.00 USD
🔹Total Interest: $70.00 USD (7% × 2 months)
🔹Total Cost of Loan: $570.00 USD
🔹Bi-Weekly Payment: $142.50 USD (4 installments)
🔹No setup fee. No prepayment penalty.

Loan approval requires KYC verification, a digital signature via biometric authentication, and is subject to credit evaluation. Loans are funded by NIU CAPITAL, C.A. and disbursed to the user's AvilaPay digital wallet.

🌐 Website: https://avilapay.com
📧 Contact: [email protected]

AvilaPay is operated by Pegaso Fintech C.A. (RIF: J-508356373), a Venezuelan company committed to digital financial inclusion.

Download AvilaPay and carry your bank in your pocket. 💸