Vault Up

Vault Up helps you save by locking the apps you spend in until you reach your goal, and tracks where your money goes.

Pick a savings goal, choose the apps that tempt you (shopping, food delivery, payment apps) and Vault Up keeps them closed while you save. Reach your target and your apps open again. For real emergencies, you get a few lives each month.

HOW IT WORKS
• Set a goal: a name, a target amount and an optional deadline.
• Choose the apps to lock.
• Plan weekly or monthly deposits and get a reminder before each one.
• Add every deposit as you set money aside and watch your progress grow.
• Reach your target and the vault opens.

FEATURES
• Spending tracker: log what you spend and receive, with categories, search and a monthly summary.
• Budgets that bite: set a monthly limit per category, and choose to lock your apps if you go over.
• Reports: 6-month trend, spending by category, biggest expenses and how much of your income you kept.
• Recurring payments: rent, subscriptions and salary are added for you on their dates.
• Several goals at once: save for one at a time, or split your savings between them by percentage.
• Deposit reminders: 3 days before a monthly deposit, 1 day before a weekly one.
• Emergency lives: a few each month. Take a short pause, enter your PIN, and your locked apps open for 15 minutes.
• Your own PIN: no one else needed to keep you on track.
• Urges blocked: see how many times you stayed strong this month.
• Edit or delete any entry at any time.
• Any currency.
• Automatic backup to a private folder in your own Google Drive. Sign in on a new phone and restore everything.

YOUR PRIVACY
• Vault Up never connects to your bank, never moves money and never sees your balances. You record what you save.
• Your savings data stays on your phone and in your own Google Drive.
• We never sell your data. Free with ads.
• Delete your account and data at any time, in the app or at vaultup.pages.dev/delete-account

ACCESSIBILITY SERVICE
Vault Up uses Android's Accessibility Service API to detect when an app you chose to lock is opened, so it can show the Vault Up lock screen on top of it. This is the only thing it is used for. Vault Up does not read the content of your screen, does not collect or share any personal data through this service, and does not act on your behalf in other apps. You turn it on yourself during setup and can turn it off at any time in your phone's settings.

Vault Up also needs permission to display over other apps, to show the lock screen.

Privacy policy: vaultup.pages.dev/privacy