Mi Crédito Perú

About Mi Crédito Perú

IMPORTANT: Mi Crédito Perú does NOT grant loans directly.
Mi Crédito Perú is a financial intermediation platform that analyzes user profiles and recommends financial products offered by partner institutions.

Our app helps users find suitable credit options based on their information and financial profile. All applications are automatically evaluated by the system before displaying recommended products.

How does Mi Crédito Perú work?

Register with your mobile phone number.

Complete your personal and financial information.

Our system analyzes your credit profile.

Receive recommendations for financial products compatible with your profile.

The application may request information such as:

Full name
Email address
Gender
Address
Age
Employment information
Banking information
Emergency contact
Relevant financial information
Key features
Quick and easy registration
Automatic credit profile assessment
Personalized financial product recommendations
Secure digital process
Advanced personal data protection
Simple and user-friendly interface
Partner financial institutions

Some of the institutions and products available on the platform include:

Montolibre - Easy Loan
Acreditaya - Easy Loan
Easy Loan: PrestaGo
365 Loan
Mano Préstamo - Quick Credit

Final approval, terms, and loan disbursement depend exclusively on the corresponding financial institutions.

Representative Loan Example
Minimum Loan Amount: S/ 300
Maximum Loan Amount: S/ 20,000
Minimum Term: 61 days
Maximum Term: 365 days
Minimum Annual Percentage Rate (APR): 15%
Maximum Annual Percentage Rate (APR): 36%
Example:

If you request a loan of S/ 1,000 for 180 days with an annual interest rate of 24%:

Approximate Interest: S/ 118
Administrative Fee: S/ 20
Total Amount to Pay: S/ 1,138
Approximate Average Monthly Payment: S/ 190

The values ​​shown are for reference only and may vary depending on the credit evaluation and policies of each financial institution.

Security and Privacy

Mi Crédito Perú uses technical and organizational measures to protect users' personal information. All transmitted information is processed through encrypted and secure connections.

The application integrates third-party analytics tools such as Adjust solely for statistical analysis, performance, and service optimization.

Mi Crédito Perú does NOT sell or share users' private information with unauthorized third parties for commercial purposes.

Requirements
Available only to users over 18 years of age.
Valid documentation and information may be requested by financial institutions.

Contact Information

Company: FLASH AND ELVIS LTD
Email: [email protected]

Address: Av. Juan Pablo II Nº 433, Urb. San Andrés I Etapa, Trujillo, La Libertad, Peru