Ultimate Lend

Ultimate Lend is a service platform that helps users access financial solutions. We do not provide funds directly. We work in partnership with Laxmi-Prabha Impex & Investments Pvt Ltd., a registered NBFC, to deliver credit-related services. Our role is to simplify the application process—making it digital, efficient, and easier for eligible users to get started.

Loan Details:
Loan amount: ₹8,000 – ₹300,000
Loan tenure: 120 – 270 days
Maximum Annual Percentage Rate (APR): 23%
Processing fee: 1% of the loan amount
GST: 18% on the processing fee

Eligibility:
Age between 21 and 60
Indian resident
Valid ID and proof of income required

Example Loan Calculation:
If you take a loan of ₹10,000 for 180 days at an APR of 23%:
Processing fee: ₹10,000 * 1% = ₹100
GST on fee: ₹100 * 18% = ₹18
Amount credited to your account: ₹9,882
Estimated interest: ₹10,000 * 23% * (180 / 365) ≈ ₹1,134
Total repayment: ₹9,882 + ₹1,134 = ₹11,016

Why Ultimate Lend?
100% digital process
Quick application and approval
No collateral required
Fees shown clearly before you confirm
Flexible repayment options

Contact Us
[email protected]