LoanMate: EMI & Loan Tracker

LoanMate helps you track every loan and EMI you're paying — personal loans, car loans, home loans, gold loans, education loans, credit-card EMIs, KSFE chitties, LIC premiums, business loans, and more — all in one place.

See exactly where you stand: your dashboard shows a debt-free countdown, payment streak, and progress on every loan at a glance.

KEY FEATURES

Track every loan type
Log personal, car, home, gold, education, credit-card EMI, KSFE chitty, LIC, business, or custom loans with live EMI calculation.

Never miss a payment
Get reminders 7, 3, and 1 day before each EMI is due, plus a due-day alert. Reminders link straight to the loan so you can act immediately.

EMI calendar & missed-payment detection
See all your upcoming EMIs on a calendar, and get notified if a payment is overdue.

Smart payoff calculators
- Prepayment calculator — see how extra payments shorten your loan.
- Foreclosure calculator — know the exact payoff amount today.
- Avalanche vs. Snowball — compare payoff strategies to become debt-free faster.

Stay motivated
Milestone celebrations and achievements as you pay down your loans, plus a payment streak to keep you consistent.

Your data, your control
- Export a PDF summary or JSON backup any time.
- Optional Google Drive backup — sign in and back up to your own private Drive folder. We never see or store your data ourselves.

Privacy first
No ads. No analytics. No trackers. LoanMate stores everything on your device by default — nothing leaves your phone unless you choose to back it up.

Whether you're juggling one loan or ten, LoanMate gives you a clear picture of your debt and a plan to become debt-free.