Finoral

Finoral is the privacy-first money tracker for people who want real control of their finances — without handing their data to a bank, a third party, or an ad network.

Track every expense and income source locally on your device. Set saving goals that actually stick. Get AI-powered insights that explain *why* your money moves the way it does. All in one beautifully simple app, available in 24 languages.

━━━ WHY FINORAL ━━━

• YOUR DATA STAYS WITH YOU. Every transaction is stored on your device. We don't sell it, share it, or send it anywhere unless you explicitly turn on cloud backup.

• AI THAT READS BETWEEN THE NUMBERS. Powered by Google Gemini, Finoral surfaces spending patterns, irregular expenses, and personalised recommendations that generic budget apps miss.

• GOAL-DRIVEN BY DESIGN. Set a target, track progress automatically, and get a clear path to the finish line — whether it's an emergency fund, a trip, or a new device.

━━━ KEY FEATURES ━━━

• Cashflow Home — see surplus or deficit for the current month at a glance, with daily entries one tap away.

• Saving Goals — set goals with deadlines, track progress, and let Finoral suggest a realistic monthly contribution.

• AI Financial Analysis — deep monthly review of your spending habits, generated on demand by Google Gemini.

• AI Goal Simulation — ask "can I afford this?" and get a forecast based on your real cashflow history.

• Daily Recap — a clean end-of-day summary so you always know where the money went.

• Billing Reminders — recurring bills surface in your device calendar so you never miss a payment.

• Categories & Sources — fully customisable. Build a system that matches how you actually think about money.

• Multi-Currency — supports every major currency, perfect for travellers and expats.

• Insight Feed — curated financial news for your country, refreshed daily.

• Achievements — small wins, small celebrations. Build the habit.

• Backup & Restore — optional encrypted backup to your own Google Drive. You stay in control.

• 24 Languages — English, Indonesian, Spanish, French, German, Portuguese, Italian, Dutch, Polish, Swedish, Finnish, Russian, Turkish, Arabic, Hindi, Bengali, Urdu, Thai, Vietnamese, Malay, Korean, Japanese, Chinese, and more.

━━━ FINORAL PREMIUM ━━━

The core money-tracking experience is free. Finoral Premium unlocks:

• Unlimited AI Financial Analyses & Goal Simulations
• Unlimited saving goals
• Ad-free experience
• Priority cloud backup
• Advanced insight reports

Subscriptions auto-renew until cancelled. Cancel anytime from your Google Play account. Prices and base plans appear in the app's Premium screen and follow your country's pricing.

━━━ PRIVACY & SECURITY ━━━

• Local-first storage — your transactions never leave your device unless you opt in to cloud backup.
• No selling of personal data — ever.
• Optional sign-in with Google, Facebook, or Apple — used only to sync your account, never for tracking.
• Account deletion is available both in the app (Settings → Account → Delete) and on the web at frejaluck.com/delete-account.

Full Privacy Policy: frejaluck.com/privacy-policy-2/
Terms of Service: frejaluck.com/terms-of-service/

━━━ WHO IT'S FOR ━━━

Finoral was built for people who:
• Want to stop guessing where their money goes
• Don't want a banking app reading every transaction
• Are saving toward something specific
• Like AI that's actually useful, not a gimmick
• Travel, freelance, or live across multiple currencies

Download Finoral today, set your first goal in under two minutes, and put your money back on track.