DaulatLine - Credit Assistant

With DaulatLine, one online profile examination establishes a reusable credit facility that remains ready inside the app. Leaving the approved capacity untouched creates no charge. You choose the release date, select the portion required, and determine when the open balance is cleared; interest covers only the funds released and the days before settlement.
A confirmation screen assembles the principal, per-day rate, accumulated interest, and complete repayment figure before you authorize a draw. Closing the balance early adds no prepayment charge. Once settlement reaches the account, the approved capacity is restored at once, subject to the account remaining in good standing.
Key Features
Submission Enters Review Straight Away
The automated check begins as soon as DaulatLine receives your completed details and produces a clear decision within minutes. This digital route removes counter visits, long queues, and repeated follow-up calls.
Set the Release to the Present Requirement
Within the approved ceiling, you may specify the exact sum needed for the current situation. The part not released stays reserved in the facility for a later occasion.
See the Full Obligation Before Approval
Prior to confirmation, one statement displays the selected principal, applicable daily interest, total interest, and final repayment amount. Fees are not concealed in secondary screens or unclear conditions.
Reduce the Charge by Closing Sooner
Interest runs only across days when an unpaid balance exists. Repayment may be completed before schedule without an early-settlement penalty, so further interest ends when the balance is cleared.
Safeguards Cover Each Information Stage
Data receives encryption during transfer and storage, while role-based permissions and continuous automated checks restrict account access. These protections operate throughout the day and night.
Full Capacity Returns After Settlement
After complete repayment is recorded, DaulatLine reopens the entire approved facility immediately. No fresh submission, repeated identity verification, or additional waiting interval is required.
Credit Line Details
• Credit Line Range: INR 3,000 – INR 50,000
• Minimum Loan Term: 91 days
• Daily Usage Rate: up to 0.065% per day
• Maximum Annualized Rate (APR): up to 23.73%
When the outstanding amount has been fully settled, the approved limit is reset automatically and can be used again without delay, provided the account is currently in good standing.
Cost Illustration
This illustration demonstrates how a per-day rate produces interest over a stated period; it is an example rather than an individual repayment quotation.
• Amount Drawn: INR 10,000
• Daily Rate: 0.065%
• Usage Period: 100 days
Cost Breakdown
INR 10,000 × 0.065% × 100 days = INR 650
Total Repayment: INR 10,650
The payable result varies according to the amount released and the precise duration for which it stays unsettled. Selecting less, finishing earlier, or making payments during the period can decrease the eventual cost.
Eligibility Requirements
• Be at least 18 years of age — The applicant must have reached legal adulthood and be able to form a credit agreement under Indian law.
• Hold a valid government-issued ID document — Verification requires a current identity credential issued by an Indian authority, such as Aadhaar, PAN, Passport, or an equivalent document.
• Pass DaulatLine's eligibility assessment — Access is provided only when DaulatLine's automated, even-handed evaluation confirms that the submitted profile satisfies our credit standards.
Customer Support
From registration assistance through questions about a completed repayment, a product-trained support representative reviews every request. Messages receive a timely and practical response from a real member of the team.
Customer service email: [email protected]