FIYA : Préstamos en Línea

FIYA offers online personal loan services to eligible users in Argentina.

With FIYA, you can apply for a loan directly from your mobile phone and, before submitting your application, check the loan amount, term, Annual Percentage Rate (APR), applicable fees, and payment schedule.

This service can help you cover short-term personal liquidity needs, such as everyday expenses, utility bills, or necessary purchases. Loan approval and disbursement are subject to identity verification, credit evaluation, eligibility validation, and payment processing.

LOAN INFORMATION
- Loan amount: from $50,000 to $2,000,000
- Repayment term: from 91 to 180 days
- Maximum APR: 36%
- Final loan terms may vary depending on credit evaluation, the information provided, and the applicant's eligibility.

REPRESENTATIVE CALCULATION EXAMPLE
If you request a loan of $200,000 for a term of 120 days (4 months), with a reference APR of 36%:
- Principal: $200,000
- Estimated interest: $200,000 × 36% × 120 / 360 = $24,000
- Estimated total amount to be paid: $224,000
- Estimated monthly payment: $224,000 ÷ 4 = $56,000
All applicable costs and the payment schedule will be displayed before you confirm the application.

APPLICATION PROCESS
1. Register your mobile phone number.

2. Complete the identity verification and enter your basic information.

3. Select the loan amount and term.

4. Review the loan terms before submitting your application.

5. Submit your application for evaluation.

6. If your application is approved, the funds will be disbursed to a bank account in Argentina or through an authorized payment method.
Evaluation and disbursement times may vary depending on information verification, applicant evaluation, and payment method processing time.

REQUIREMENTS TO APPLY FOR THE LOAN
Applicants must meet the following requirements:
- Be 18 years of age or older.

- Be an Argentine citizen or legal resident of Argentina.

- Have a valid identity document.

- Have a valid Argentine mobile phone number.

- Have a bank account or an account with an authorized payment method.

- Have a source of income.