XpressAccess

XpressAccess helps kids and teens learn smart money habits while giving parents the tools to stay in control.

Designed for First Community Bank families, XpressAccess links a child’s account to a parent or guardian’s FCB account, creating a safe and guided way for kids to manage money through the FCB Mobile App or Online Banking.

Key Features for Parents:
• Assign chores and set allowances
• Reward* kids for completing tasks and making smart choices
• Set spending limits and maintain oversight
• Stay involved while encouraging financial independence

Tools for Kids & Teens:
• Track money in an easy-to-use app
• Learn the value of earning, saving, and spending
• Request spending money or small loans (within parent-set limits)
• Build confidence through real-life money decisions

XpressAccess turns everyday banking into meaningful financial lessons, helping kids develop responsibility, confidence, and lifelong money skills.

XpressAccess — a simple way to teach kids how money works.