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Simple Préstamo: Efectivo Loan Screenshot 0
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About Simple Préstamo: Efectivo Loan

🌸Simple Préstamo is a personal loan platform for mobile users in Mexico. 7*24 Fully online to meet the financial needs of customers.

🥇Why choose our loan services

🥇1. The process is simple: Registration and application are usually completed within minutes.
🥇2. Quick Approval: Credit rating and review completed in 3 minutes, no manual operation required
🥇3. Low threshold: You can apply using your Mexican citizenship document, such as INE/IFE
🥇4. Information Security: Your information will be encrypted for transmission and deleted immediately after the assessment is completed. You can cancel the account when you no longer need the loan
🥇5. Flexible interest rate and fee: Based on evaluation of personal information, the fee can be up to 20,000 MXN
🥇6. Payment is available 24/7 and your account is received quickly.
🥇7. Personal Credit Loans, Leading Unsecured Small Loan Service Provider

📝About financing loans:
Amount of credits: $500 ~$20,000 pesos.
Loan term: 91 ~180 days.
Interest: maximum APR 24% per year
Service fee: 0%. CAT average 748.04% plus VAT.
For example, for a $4,000 loan with a 91-day term, the fees charged are as follows:
Monthly interest rate: 24%/12=2%
Monthly interest: $4,000*2%=$80
Total monthly payment: $4,000/3 + $80= $1,413.3
Total interest: $4,000 * (24%/360) *91 days=$242.7
VAT: 0%
Total payment amount: $4,000+$242.66=$4,242.7

🎁What is needed to request a loan?
-Be over 18 years old
-Be Mexican and reside in Mexico
-Have a debit account for one year (in your name)
-IFE/INE in force
-Download the application.

🎁Payment methods:
• You can make your payment in OXXO stores using the reference number that appears in your application.
• Through electronic transfer from your mobile banking. You will always find your credit payment information available in the application.

🔒Privacy:
Simple Préstamos protects the information of all our users, without your permission, we never disclose information to strangers.

🕘Contact us:
Working hours: Monday to Friday 9:00~18:00
Email: [email protected]

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