EleWallet: สินเชื่อออนไลน์

About EleWallet: สินเชื่อออนไลน์

EleWallet: Online Loans
Whether it's for daily expenses, emergency funds, or short-term cash needs, EleWallet offers convenient, easy-to-understand, and transparent online loans. Users can register, fill out information, and apply for a loan via their mobile phone without having to visit a branch. The application and loan approval process is conducted online.
EleWallet prioritizes transparency of loan information. Before loan approval, the system will clearly display the loan amount, loan term, number of installments, APR interest rate, fees, installment amount, and total repayment amount, allowing users to review the terms and conditions before making a decision.
Loan Product Information
Loan Amount: Depends on the applicant's qualifications and loan approval result.
Minimum Repayment Term: 90 days
Maximum Repayment Term: 120 days
Repayment Method: Installments every 30 days
Maximum Interest Rate: 14% per annum
Maximum Annual Percentage Rate (APR): 14% per annum
Total Fees: 0 THB
There are no other loan fees not disclosed to the user.
Loan Calculation Example
Example of a loan application for 10,000 baht, repayable in 4 installments every 30 days:
Loan amount: 10,000 baht
Number of installments: 4
Amount per installment: 2,568.70 baht
Total interest: 274.80 baht
Fees: 0 baht
Total repayment amount: 10,274.80 baht
Calculation method:
Amount per installment × Number of installments = Total repayment amount
2,568.70 × 4 = 10,274.80 baht
Total repayment amount - Principal = Interest
10,274.80 - 10,000 = 274.80 baht
Therefore, the principal of 10,000 baht has a total interest of 274.80 baht, and the total repayment amount is 10,274.80 baht.
The actual loan amount, APR interest rate, and repayment plan may vary depending on each user's qualifications and loan approval results, but will not exceed the maximum rate stated above. All details will be displayed for users to review before confirming loan approval.
How to Apply for a Loan via EleWallet
1. Download and install EleWallet: Online Loans from Google Play.
2. Register an account and verify your mobile phone number.
3. Fill in the required information for the loan application.
4. Select the loan amount and loan term.
5. Check the APR interest rate, fees, number of installments, and total repayment amount.
6. Review the information and submit the loan request.
7. If the request is approved, follow the steps shown within the app.
Submitting a loan application does not guarantee loan approval. The actual loan amount and terms depend on the review process.
Regulatory Clarification
EleWallet's loan products have a maximum interest rate of 14% per annum, which is lower than 15% per annum.
This is a non-regulated loan provider under the BoT/FPO.
This loan provider is not regulated by the BoT/FPO.
Provider Information
Loan Provider: SINAR PASIFIK MARIN
App Developer's Legal Entity Name: SINAR PASIFIK MARIN
Company Address: 368/147 Soi 1, Bang Mot, Thung Khru, Bangkok 10140, Thailand
Privacy and Data Security
EleWallet prioritizes the protection and security of users' personal data. We collect, use, and protect personal data in accordance with our privacy policy and applicable laws.
Privacy Policy Details:
https://finmaiapp.com/privacy.html
Contact Us
App Name: EleWallet: Online Loans
Company: SINAR PASIFIK MARIN
Address: 368/147 Soi 1, Bang Mot, Thung Khru, Bangkok 10140, Thailand
Email: [email protected]
Privacy Policy: https://finmaiapp.com/privacy.html