BizNote: Cash Book & Debts

BizNote: Income, Expense & Debt Ledger
The smart, lightweight cash book and credit tracking app designed specifically for small business owners, retail shops, market stalls, and freelancers. Fast, reliable, with all data stored safely on your device!

Are you tired of messy paper notebooks or complicated accounting software that requires monthly subscriptions and an internet connection? BizNote serves as your digital pocket ledger, keeping your cash flow and receivables under complete control.

KEY FEATURES:

1. ULTRA-FAST 3-SECOND ENTRY
• Quickly record sales revenue, money in, supplier purchases, rent, utilities, and wages.
• Clear separation between business expenses and owner personal withdrawals so your shop profit calculations remain accurate.
• Attach receipt photos directly with your camera for audit and records.

2. DETAILED DEBT & RECEIVABLE MANAGEMENT
• Track both Customer Receivables (who owes you) and Supplier Payables (whom you owe).
• Set repayment due dates, monitor aging debt buckets (0-30, 31-60, >90 days) to prevent bad debts.
• Support partial payments or automatic FIFO invoice settlements.
• Generate polite, professional debt reminder statements and images ready to share via messaging apps in a single tap.

3. MULTI-ACCOUNT CASH DRAWER & BANK LEDGERS
• Manage physical cash register funds alongside multiple bank accounts and digital wallets.
• Record internal fund transfers (cash deposits to bank or withdrawals to cash drawer) accurately.
• Instant visibility into exact on-hand cash and bank account balances anytime.

4. DAILY CLOSE & CASH RECONCILIATION
• Count actual physical cash in your drawer at closing time and automatically reconcile with system records.
• Log cash overages or shortages with clear audit notes.
• Lock closed days with an immutable audit log to prevent accidental tampering with historical records.

5. CLEAR FINANCIAL REPORTS & INSIGHTS
• Real-time charts for Revenue, Expenses, Gross Profit, and Net Profit.
• Detailed cash flow breakdown and top-selling product analytics.
• Period-over-period comparisons to evaluate business growth.

6. SIMPLE PRODUCT CATALOG & INVENTORY
• Track stock quantities, cost prices, and selling prices.
• Low-stock alerts to ensure timely reordering.

7. COMPLETE DATA PRIVACY & INSTANT LOCAL SPEED
• Operates independently anywhere: Record transactions seamlessly, even in outdoor markets or weak reception areas.
• Local on-device SQLite storage: We never transmit or store your private sales numbers on any remote cloud server.
• Easy backup and restore options (JSON/Excel export).

Take control of your business finance with BizNote today!