Choice Loans

About Choice Loans

Get the financial help you need today with simple application and a quick approval. Pay it off and borrow again as often as you need to.

OUR LOAN REQUEST FEATURE.
- Easy loan application process — takes less than 5 minutes.
- Quick and easy approval process.
- Paperless application process on your mobile phone.
- No credit history required.
- Fast credit limit growth — increases every time you repay on time.

HOW IT WORKS
• Easy Sign up
Download the app and create a profile within minutes.
• Request a Loan
Choose the desired cash amount and how long you want to borrow.
• Loan Repayment Calculator
Check the interest rate of the borrowed amount. No other fees are charged.
• Receive Money
Once your loan is confirmed, the money is transferred straight to your line of credit speedily.
• Repayment
Make full or spread repayments over up to 12 months.
Remember the more you payback on time, the more you can borrow.

WHO CAN APPLY
Any person 18+ years old holding a valid ID and a mobile number.
Have ability to repay.
• Loan Amount: USD 500 – USD 2000
• Tenure: 91 - 365 days
• Maximum Annual Percentage Rate (APR): 24% per year

We provide unsecured mobile loans from USD 200 to USD 2,000 with flexible payback period from 91 days to 365 days and interest rate from 3% to 18% per year. The minimum Maximum Annual Percentage Rate (APR) is 20 % and maximum APR is 48% per year.

Representative Example:
Apply for a loan of USD 400 with period 120 days, Interest Rate is 15%, APR is 24%.
- Loan Principal: USD 400 (120 days)
- Total Interest Fee: USD 60 ( 400 * 15%)
- Repayment Amount: USD 460 ( 400 + 60 )

PRIVACY AND PERMISSION
Trusted to keep your information secure. Your data is safe with us. We take your privacy very seriously and promise to never share your information with third parties.

CONTACT US
If you have questions regarding a loan inquiry, approval, payments or feedback, please e-mail us at [email protected]

DISCLAIMERS
We are not a bank or a personal loan app. Instead, we provide personal lines of credit.

We do not ask the applicant to pay advance money for a loan.
We have provided guideline on how to apply for a loan.