Expender

Expender is a personal finance tracker built for how people actually manage money — including bank alerts and mobile money services like M-Pesa.

Automatic transaction detection
Expender reads your bank and mobile money SMS messages (e.g. M-Pesa) to automatically detect and log transactions — no manual entry needed. All parsing happens entirely on your device; your messages are never uploaded, shared, or sent to any server.

Smart budgeting & categorization
Set budgets, track spending by category, and get smart analytics that break down where your money actually goes.

Full customization
Define your own categories and rules, tailored to how you spend.

Manual entry for everything else
Spending that doesn't come through SMS — cash, transfers outside the messages Expender scans — can be added manually, so your record stays complete.

Your privacy
SMS access is used solely to detect transactions. No SMS content ever leaves your device. Full privacy policy: https://kraizyvic.github.io/Expender-website/?page=privacy