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About PayWise AI

PayWise AI helps you organize debts, track payment progress, and compare repayment strategies without sending your debt data to an external AI service.

Add credit cards, loans, installment plans, or custom debt categories. Track balances, due dates, reminders, payments, and repayment progress from one simple dashboard. The AI Advisor uses local Avalanche and Snowball calculations to help you compare payoff approaches based on your budget.

PayWise AI is designed for privacy-friendly, local-first debt planning. Your debt records and payment history stay on your device. There is no account system, no server sync, no ads, and no external AI API in this Android build.

Premium unlocks unlimited debt tracking and advanced repayment insights through Google Play Billing. Free users can track up to 5 debts.

PayWise AI is an organization and planning tool. It does not provide financial, legal, tax, credit, loan, investment, or credit repair advice and does not guarantee debt reduction outcomes.

PayWise AI details

PayWise AI is a free Finance app for Android with 5+ installs on Google Play. It was released on June 15, 2026 and last updated on June 18, 2026. It's developed by E STREAM MEDIA EMPIRE. It requires Android 8.0 or later. The app offers in-app purchases.

Category: Finance
Installs: 5+
Price: Free
In-app purchases: Yes
Ads: No ads
Current version: 1.0.0
Requires Android: 8.0
Content rating: Everyone
Released: June 15, 2026
Last updated: June 18, 2026
Developer: E STREAM MEDIA EMPIRE

What’s new in PayWise AI

Maintenance update to improve SDK compatibility and keep PayWise AI aligned with current Android platform requirements.

Version 1.0.0 · Updated June 18, 2026

Alternatives to PayWise AI

Looking for apps like PayWise AI? Here are 3 similar Android apps on Google Play. The highest rated is Arrowhead Mobile Banking (4.9/5), and all 3 are free to download.