EPF Tracker: PF Balance Check

DISCLAIMER: This app is NOT affiliated with, endorsed by, or connected to EPFO (Employees' Provident Fund Organisation), Ministry of Labour and Employment, or any government body. This is an independent, unofficial informational guide only. It does NOT represent any government entity and does NOT provide direct government services. All official EPF services should be accessed directly through EPFO's own website and portals.

EPF Tracker is an informational guide that helps Indian employees understand their Employee Provident Fund (EPF) accounts.

INFORMATION SOURCES

All EPF rules, rates, and procedures referenced in this app are based on publicly available information published by EPFO on their official website (epfindia.gov.in) and the EPFO Member Passbook portal (passbook.epfindia.gov.in). Users are always directed to access official EPFO portals directly for any account-related services.

CHECK YOUR EPF BALANCE

This app provides step-by-step guidance on how to check your PF balance through official methods published by EPFO:
- SMS Method: Send SMS to 7738299899 (EPFO official service number)
- Missed Call: Dial 011-22901406 (EPFO official helpline number)
- Online: Guides you to visit the EPFO Member Passbook portal directly
- UMANG App: Guides you to use the Government of India's UMANG app

This app does NOT check your balance directly. It only explains how to use official EPFO methods.

EPF CALCULATOR

Three offline calculators based on EPF contribution rules:
- Basic EPF Calculator: Estimate monthly and yearly contributions based on your salary
- Retirement Calculator: Project your retirement corpus with compound interest
- Interest Calculator: Estimate interest earnings at the current EPF rate

All calculations are estimates for informational purposes only. Actual EPF amounts may vary. Interest rates are based on publicly announced EPFO rates.

PF WITHDRAWAL GUIDE

General guidance on EPF withdrawal rules:
- Full withdrawal eligibility and process
- Partial withdrawal cases: Medical, Marriage, Education, Home Purchase, Home Loan, Pre-retirement
- Commonly required documents for each case
- Overview of the online claim process through EPFO's Unified Portal

This is general guidance only. For actual withdrawal claims, visit the official EPFO Unified Portal directly.

UAN SERVICES

Explains how to use EPFO's official Unified Portal for:
- UAN Activation
- Password Reset, KYC Update, Aadhaar Linking
- All services are performed on the official EPFO portal, NOT within this app

KNOWLEDGE CENTER

Educational content about EPF:
- What is EPF, Interest Rate History, Tax Benefits
- EPF vs PPF vs NPS comparison
- 15+ frequently asked questions with answers

YOUR DATA IS SAFE

All data is stored locally on your device with AES-256 encryption. We do NOT collect, upload, or share any personal information. No servers, no cloud storage, no tracking.

This is a free, unofficial informational guide with ads. For all official EPF services, always visit EPFO's official website or use the UMANG app by Government of India.