Envelope Budget: Paycheck Plan

Stop wondering if you can afford it. Envelope Budget gives every dollar a job, so you always know what you can spend, what's set aside for bills, and what's left until payday.

HOW IT WORKS
When you get paid, fill your envelopes: mortgage, groceries, gas, eating out, savings. Every purchase comes out of an envelope. When one runs low, you know before you overspend, not after.

FEATURES
• Envelopes at a glance: see what's funded, what's spent and what's left in every envelope
• Payday in one tap: allocate a paycheck the moment it lands, or reuse a paycheck template
• Overspent? Cover it from another envelope in one tap. No guilt, just a plan
• Smart inbox: new transactions arrive sorted. Payee rules suggest the envelope, and you swipe to accept
• Bank sync: connect your bank through Plaid or SimpleFIN (read-only), or enter everything by hand
• Amazon orders split by item: each item lands in the right envelope, with the EnvelopeBudget browser extension
• Budget Bootcamp: a guided start that walks you through your first weeks, step by step
• Budget together: invite your partner or family to the same budget, in sync on phone and web
• Bills calendar and savings goals, so nothing sneaks up on you
• Reports: spending by category, income by source, and net worth over time
• A home screen widget
• Fingerprint or a PIN to keep your budget private

PRIVATE BY DESIGN
No ads. We never sell your data. Bank connections are read-only, and you can skip them entirely.

FREE TRIAL AND SELF-HOSTING
The hosted EnvelopeBudget.com service starts with a 34-day free trial. Prefer to run it yourself? Envelope Budget is free to use with your own self-hosted Envelope Budget server.