EMI Calculator: Home Loan, PDF

EMI Calculator turns loan amount, interest rate and tenure into the numbers that matter: your monthly EMI, the total interest you will pay, and a month-by-month payoff schedule you can export and share.
Eight loan calculators built for Indian borrowers, with presets for home loan, personal loan, car loan, education, gold, bike, property and mortgage. No account, no sign-in, and your calculations stay on your device.

KEY FEATURES
• EMI Calculator: Calculate EMI, total interest, total payment, and view principal vs. interest charts.
• Amortization Schedule: View monthly, yearly, and complete repayment schedules with detailed charts and filters.
• Loan Comparison: Compare two loans by EMI, interest, and total cost.
• Prepayment Planner: Estimate interest savings and tenure reduction with extra payments.
• Advanced EMI Calculator: Support reducing-balance or flat interest, processing fees, GST, and EMI in advance or arrears.
• Loan Cost Calculator: Calculate financed amount, upfront cash, and total loan outlay including fees and insurance.
• Floating Rate & Moratorium: Estimate EMI or tenure changes after rate resets or payment pauses.
• Professional Reports: Export calculations as PDF, Excel, CSV, PNG, or JPG and share them easily.
• Saved Calculations: Save, search, favorite, and reopen your calculations anytime.

HOW IT WORKS
1. Pick a loan type or start from scratch.
2. Enter loan amount, interest rate and tenure.
3. Read your EMI, total interest and total payment.
4. Open the schedule, compare an offer or test a prepayment.
5. Export the report or save it for later.

WHERE IT HELPS
• Checking the EMI on a 30 lakh home loan before you apply
• Choosing between two bank or NBFC quotes
• Deciding whether to pay extra this year or cut the tenure
• Sending family or a lender a clean PDF repayment schedule

WHY THIS APP
Most EMI calculators stop at the monthly figure. This one keeps going: fees and GST, rate resets, paused payments, extra payments, borrowing power, and a report you can share. Display amounts in INR, USD, EUR or GBP, in a light or dark theme.

FAQ
How is EMI calculated?
On the standard reducing balance formula, from loan amount, monthly rate and number of months. Advanced EMI also supports flat rate.

Can I see a month-by-month schedule?
Every EMI result opens a full amortization schedule with monthly, yearly and summary views, plus charts.

Does it work offline?
Calculations, saved history and exports work without a connection. Ads need internet.

Can I export an amortization schedule to PDF or Excel?
Yes: PDF, Excel, CSV, PNG and JPG, with a choice of report templates.

Are there ads?
The app is free and ad supported. You get three free report exports a day; after that, an export asks you to watch a short video.

Disclaimer: EMI Calculator is a planning and estimation tool. It is not a lender, does not arrange loans and does not give financial advice. Eligibility results are indicative and prepayment results are illustrative, so your lender's figures may differ.

Plan the loan, see the full cost, keep the proof.