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About Chama 3T

T3Chama: Your Family’s Private Network & Financial Hub
Stay closer than ever with T3Chama—the all-in-one platform designed exclusively for families and close-knit groups. We combine the power of a modern social network with the efficiency of community financial management (Chama/Table Banking), all within a secure, private space.
SHARE YOUR MOMENTS

Ephemeral Statuses: Share photos and short videos (up to 20s) that disappear after 24 hours. React with fun, bursting emoji effects and reply directly to your family's chat.

Dynamic Feed: Post updates, investment ideas, or memories. Tag family members and keep the conversation going with threaded comments.

Private Chat: Securely message individuals or the whole group. Send images, videos, and voice notes with real-time delivery tracking.

Live Streaming: Go live to your family for important events or announcements, featuring interactive real-time comments.
MANAGE YOUR CHAMA (TABLE BANKING)

Financial Transparency: Track your group's total balance, savings, and active loans in a dedicated finance dashboard.

Contribution Plans: Set up weekly or monthly saving plans that fit your family’s goals.

Loans & Guarantors: Request loans directly through the app, manage guarantors, and track repayment schedules with automated penalty calculations.

Onboarding: Easily bring new family members into your financial circle with a secure onboarding process.
ORGANIZE & COLLABORATE

Family Goals: Set collective savings goals for vacations, medical needs, or investments. Watch the progress bar grow as everyone contributes.

Notice Board: Pin important announcements on a digital "sticky note" board, complete with voice note support for a personal touch.

Shared Albums: Create digital photo albums to preserve family events and milestones forever.

Chama Shop: A private marketplace to list items for sale or giveaway exclusively within your family network.
SECURE & PRIVATE

Admin Moderation: Group admins have full control over memberships, content moderation, and financial approvals.

Privacy First: Your data is shared only with the people you call family. No public profiles, no outside trackers.

Biometric Security: Keep your financial data safe with optional fingerprint or face-unlock login.
Download T3Chama today and build a stronger, more prosperous family legacy!