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About KreditOne

APP Name:KreditOne

【APP Introduction】
KreditOne is a platform that focuses on serving users who need short-term loans. It will provide users with safe and reliable loan services.
Ideal: Establish a healthy and good lending relationship between the platform and users.

【Application Conditions】
1. Citizens holding a Sri Lankan identity card
2. Age must be between 18-65 years old
4. Have a bank account in Sri Lanka
3. Ability to repay

【Application Purpose】
1. Download the app (KreditOne)
2. Fill in your real information
3. Apply for a loan within the app
4. After approval, the loan amount will be transferred directly to the user's bank account

【Product Description】
Loan amount - 5000 to 85000 LKR
Loan term - 91 days to 365 days
- APR: 3% to 12% per annum
- Management Fee - 1% to 5%
Late Fees Late fees of up to 0.1% per day (up to 18% of the overdue amount) are charged. There are no other secret fees on your loan.
- Users will only be penalized for late payment of scheduled payments.

【For Example】
APR 12% (per annum) 5000 LKR loan with a term of 91 days
Loan interest = 5000LKR x 12% / 365 x 92 = LKR 151.2
Loan Fee = 5000 LKR x 3% = 150 LKR
Total loan = 5,000 LKR
The total loan amount is 4850 LKR (50,000 to 1,500 LKR).
The total loan that needs to be repaid is 5151.2 LKR (5000 LKR + 151.2 LKR).
- Repayment of 5151.2 LKR due

【Information Security】
User information is absolutely safe.
All information is encrypted and protected, and we do not share user data with any third parties.

【Contact Us】
Name of Company: EAZEFIN (PRIVATE) LIMITED
Address: NO 5 BETHESDA PLACE,OFF DICKMANS ROAD,COLOMBO 04
Email: [email protected]
Phone: 0754182313

What’s new

Version 1.0.0 · Updated June 28, 2025

Optimize user experience

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