DevoFin - Expense Tracker

DevoFin is a smart expense tracker that automatically detects your bank
transactions from SMS messages — no manual entry needed.

KEY FEATURES

- Auto SMS Scanning — Detects transactions from 50+ Indian and UAE banks
including SBI, HDFC, ICICI, BOI, BOB, Mashreq, Emirates NBD and more
- Smart Categorization — Automatically categorizes expenses into Food,
Shopping, Transfer, EMI, Fuel, Bills and more
- Multi-Currency — Supports INR, AED and other currencies simultaneously
- Bill Reminders — Get notified 5 days, 3 days and on the due date for
upcoming bills. Mark as paid directly from notification
- Analytics Dashboard — Visual charts showing income vs expense trends
daily, weekly, monthly and yearly
- Budget Tracking — Set monthly budgets and track spending with progress bar
- Account Detection — Automatically identifies your bank accounts from SMS
- Duplicate Detection — Smart filtering to avoid counting the same
transaction twice
- 100% On-Device — All SMS processing happens locally. No data ever leaves your phone

SUPPORTED BANKS
SBI, HDFC, ICICI, Axis, Kotak, BOI, BOB, IOB, PNB, Canara, Yes Bank,
IndusInd, IDFC, Mashreq, Emirates NBD, FAB and 40+ more

PRIVACY
DevoFin never uploads your SMS messages to any server.
Everything is processed and stored locally on your device only.

Developed by Devotrend IT Private Limited
DevoFin requires READ_SMS permission solely to automatically detect bank
transaction notifications and categorize personal expenses.

Core functionality: The app reads incoming and existing SMS messages from
known bank sender IDs (e.g. HDFCBK, SBIINB, MASHREQ) to identify
transaction amounts, merchant names, and account numbers. This is the
primary and only feature that requires SMS access.

Data handling: All SMS content is processed entirely on the user's device
using local pattern matching algorithms. No SMS content, financial data,
or personal information is transmitted to any server, stored externally,
or shared with any third party.

Alternative: There is no viable alternative to SMS permission for this
feature as Indian and UAE banks deliver transaction alerts exclusively via
SMS. The app cannot function without this permission.
Privacy Policy — DevoFin Expense Tracker
Last updated: April 2026
Developed by: Devotrend IT Private Limited

DATA COLLECTION
DevoFin does not collect, transmit, or store any personal data on external
servers. All data remains on your device.

SMS ACCESS
The app reads SMS messages solely to detect bank transaction notifications.
- SMS content is never uploaded to any server
- SMS is processed locally using pattern matching
- Only messages from known bank sender IDs are analyzed
- You can revoke SMS permission at any time in device settings

DATA STORAGE
All transaction data, bills, and settings are stored in a local SQLite
database on your device only.

THIRD-PARTY SERVICES
DevoFin does not integrate with any third-party analytics, advertising,
or data collection services.

CHILDREN'S PRIVACY
DevoFin is not directed to children under 13 and does not knowingly
collect data from children.

CONTACT
For privacy questions contact: [email protected]

CHANGES
We may update this policy. Continued use of the app means you accept
the updated policy.

DevoFin is a personal expense tracking app. It does not provide any financial services such as loans, lending, investments, or banking.