Tài Lộc Vay – App vay cá nhân

About Tài Lộc Vay – App vay cá nhân

Tai Loc Vay – Personal Loan Application Support
Tai Loc Vay is an application that supports users in applying for personal loans through a mobile platform. Users can register an account, provide necessary information, track loan application status, and manage their loan directly within the application.

The application is designed to provide clear loan information and support users throughout the entire process.

Main Functions

• Register and manage user accounts • Submit online loan applications

• Verify identity upon request
• Track loan approval status

• View loan information and payment schedule

• Receive loan-related notifications

• Contact customer support within the app

Registration Requirements

• Vietnamese citizens aged 20 and above

• Possess valid identification documents (Citizen Identification Card or passport)

• Provide accurate and complete personal information

• Meet the system's credit rating criteria

Loan Information

Loans are approved based on each user's profile and credit rating. Specific information will be displayed in the app before confirmation.

Loan amount: from 1,000,000 VND to 28,000,000 VND
Loan term: from 93 days to 365 days
Interest rate: Maximum APR 20%/year
Registration fee: No fee
Other additional fees: No fee
Example loan (for illustration only)
Example loan:
• Loan amount: 3,000,000 VND
• Term: 150 days
• Interest rate (APR): 12%/year (Daily interest rate: 12% ÷ 365 ≈ 0.0329%/day)
Illustrative calculation:
• Total interest: = 3,000,000 × 12% × (150 ÷ ​​365) ≈ 147,945 VND
• Total amount payable: = 3,000,000 + 147,945 = 3,147,945 VND
Actual results may vary and will be displayed in the app before the user confirms the loan.

Privacy and Data
The app collects and processes personal data according to the Privacy Policy. Data is used for verification, risk assessment, and service provision purposes, and is stored and transmitted using appropriate security measures.

Contact
If you need support or have questions related to the app, you can contact us via:

• Customer service department in the app, working hours: 09:00 – 21:00 daily
• Email: [email protected]
• Address: More Building, 36 Mac Dinh Chi Street, Tan Dinh Ward, Ho Chi Minh City, Vietnam