Ctrl+Live: Control de Gastos

Ctrl+Live is a personal finance and expense tracking app that turns your financial life into a number you can see, understand, and improve.

It's called FSI: Your Financial Health Index, from 0 to 100. It's not a score that judges you. It's a mirror that shows you where you stand with your money today and what you can do to be better off tomorrow.

RECORD YOUR EXPENSES IN SECONDS

You enter what comes in and what goes out, and the app does the rest. You can enter an expense manually, with a photo of the receipt, by voice, or by sending it to Sofi via WhatsApp. In seconds, you see how much real money you have left this month, what took the biggest chunk, and how that affects your number.

Your FSI is built on four things: the balance between what you earn and what you spend, your savings capacity, how well you've planned for what's to come, and how much leeway you have for unexpected events. Each one is self-explanatory, in everyday language.

SOFI, YOUR GUIDE

Sofi doesn't tell you what to do with your money. It explains what's happening, learns how you use the app, and suggests one concrete step at a time. It never judges you and never rushes you. Using it is your decision: the app calculates your budget with or without it.

WHAT YOU'LL FIND INSIDE

• Quick entry of expenses and income: manually, with a photo of the receipt, by voice, or via WhatsApp.

• Due dates with reminders and a projection for the next 30 days, so nothing catches you by surprise.

• Simple budget: limits by category, with a warning before you exceed them.

• Savings goals with real tracking, not promises.

• Recurring expenses and installment purchases, entered only once.

• Savings challenges based on one of your habits (delivery, convenience store, small, everyday expenses): you choose one, the app measures your actual progress and shows you if you've reduced your spending.

• Breakdown by subcategory, so you can see how much you spend on bakery items and not just on "Food."

• Monthly summary, history with search and filters, and import of your bank statement in CSV or PDF format.

• Financial education without jargon: short, proprietary lessons, plus free courses from recognized institutions.

YOUR DATA FOLLOWS YOU WHEREVER YOU GO

Change phones, reinstall the app, log in from a different device: everything comes back. Your transactions, goals, limits, and history are saved in your account, not on your device.

You can protect the app with a PIN or your fingerprint, export everything whenever you want, and delete your account and data from within the app, without asking anyone's permission. Ctrl+Live doesn't touch your money: it doesn't move funds or need your bank account to work.

DESIGNED FOR THOSE WHO HANDLE CASH

Ctrl+Live doesn't require a bank account, card, or budgeting experience. It works just as well whether you get paid in cash, if your income fluctuates monthly, if you're self-employed, or if you've never budgeted before.

Available in Argentina, Brazil, Chile, Colombia, Mexico, Paraguay, Peru, Uruguay, and the United States, in your country's currency. You can also find us as Ctrl Live or Ctrlive.

IMPORTANT

Ctrl+Live's content is educational and informational. Ctrl+Live is not a registered financial advisor and does not provide personalized advice or investment recommendations. Consult a qualified professional before making any financial decisions.