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Screenshots

  • CredOn-Credit Score Tracker screenshot 1
  • CredOn-Credit Score Tracker screenshot 2
  • CredOn-Credit Score Tracker screenshot 3
  • CredOn-Credit Score Tracker screenshot 4
  • CredOn-Credit Score Tracker screenshot 5

About CredOn-Credit Score Tracker

Credit Score Tracker - Get Your Credit Score Based on Income and Expense SMS

App Description:
Credit Score Tracker is an innovative app that helps you obtain your credit score by analyzing SMS transactions related to income and expenses. This app only reads SMS related to income and expenses, ensuring privacy and security, and it will never upload any SMS data to the server.

Key Features:

* Income and Expense SMS-Based Credit Score Calculation:
The app reads your SMS messages and only analyzes those that contain income and expense transactions to calculate your credit score.

> Only parses SMS related to income and expenses, excluding other types of messages.

> Calculates an accurate score based on transaction amounts and frequency of income and expenses.

* Detailed Credit Score Log:
Track your credit score changes and view clear logs that display SMS parsing details, summarizing parsed income, expenses, and total amounts.

> Only income and expense transactions are displayed, ensuring no unrelated financial SMS are processed.

> Summarizes the parsing results, showing statistics on income, expenses, and total amounts.

> Calculates and displays the credit score data.

* Improve Your Score:
Receive actionable advice to improve your credit score. Maintaining stable income and spending habits will help improve your financial health.

> Suggestions to improve your score, such as increasing income transaction frequency and controlling expenses in a timely manner.

* EMI Loan Calculator - Easily Calculate Your Monthly Payments
The EMI Loan Calculator helps you easily calculate monthly loan payments (EMI), total interest, and total repayment amount.

* Privacy Protection and Data Security:
This app only processes your SMS data locally on the device and will never upload any SMS content to the server.
Strictly adheres to privacy protection policies, with all data used solely for local credit score calculations.

* How It Works:

> Grant SMS Permissions: The app will request permission to read SMS, used solely to parse income and expense transaction information.

> Analyze Income and Expense SMS: It extracts income and expense related SMS content.

> View Your Score: View your credit score and understand the impact of income and expenses.

> Track and Improve: Receive advice on how to improve your credit score and maintain a healthy income and expense pattern.

* Permissions:

> SMS Permissions: This app only requests permission to read SMS related to income and expense transactions.

> No Data Upload: All SMS data is processed only locally on your device, ensuring your privacy and security, with no data uploaded to the server.

What’s new

Version 1.2 · Updated November 11, 2025

1. Optimize user experience. 2. Fix the bugs in app.

User reviews

kyle Tzyツ
kyle Tzyツ
Zero ads! Credit score calculation solely via SMS notifications, ensuring data security and timely score updates – five-star rating!
Ruah Veinnice Ledesma
Ruah Veinnice Ledesma
This tool is so thoughtful! Automatically categorizes SMS notifications, displays credit scores in real-time, and allows report export – so professional!
May Java
May Java
A lazy person's dream! No need to manually enter any data; income and expense SMS messages automatically sync, and you can check your credit score anytime—so convenient!
Rics Dzon
Rics Dzon
Monthly income and expense SMS messages are automatically summarized, and a credit score is generated with one click. You can even see which behaviors affect the score—so practical!
Rurikae Natsu
Rurikae Natsu
Super-fast SMS parsing speed, instant credit score updates, and the ability to set scoring goals provides motivation!
Hannah Alingasa
Hannah Alingasa
This app is a lifesaver for those who live paycheck to paycheck! Automatic credit score calculation via SMS notifications reminds me to spend wisely, leading to a higher score!

Alternatives to CredOn-Credit Score Tracker

Looking for apps like CredOn-Credit Score Tracker? Here are 6 similar Android apps on Google Play. The highest rated is Ramp (4.7/5), and all 6 are free to download.

CredOn-Credit Score Tracker vs. alternatives
App Rating Price Installs Last updated Compare
CredOn-Credit Score Tracker 4.8 / 5 Free 1,000+ Nov 11, 2025
PaySimply – Free 10,000+ Sep 10, 2026 Compare
Finimize - Finance Insights 4.6 / 5 Free 100,000+ Oct 22, 2026 Compare
Ramp 4.7 / 5 Free 100,000+ Oct 2, 2026 Compare
Pleo 4.6 / 5 Free 100,000+ Sep 17, 2026 Compare
Brex 4.7 / 5 Free 100,000+ Sep 29, 2026 Compare
Flip 4.1 / 5 Free 500,000+ Sep 23, 2026 Compare

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