Credit Direct Mobile
Credit Direct Limited Finance
Get access to key financial solutions in one app. Send, receive, pay bills
- Rating
- 4.4
- 3.9K ratings
- Downloads
- 814K+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Sep 4
- 2026 · v1.4.14
Screenshots
About Credit Direct Mobile
Credit Direct gives you secure access to key financial solutions in one simple app: Send and receive, pay bills, and earn interest on your money daily.
What can you do with the Credit Direct app?
- Get a wallet to send, receive, and top up money FOR FREE. Manage transactions easily and securely.
- Buy airtime & data for yourself or others.
- Pay bills: Electricity, cable TV, and more
- Save money on Yield and earn interests daily
With Yield, you can put your money to work by earning interests while it is sitting in your account. Our features include:
1. Fixed Plan: This plan is designed for people looking for structured financial growth and holding money for longer periods. Earn up to 21% on your plan annually.
2. Flex Plan: This plan is designed for people who want a more flexible way for holding money, with the freedom to withdraw up to 4 times for free monthly. Earn up to 15% on your plan annually.
3. Gift a Yield: Show someone love by gifting them a Yield Fixed Plan, and give them a gift that never stops growing - unless they withdraw it of course!
How does the Credit Direct App work?
1. Download Credit Direct on your IOS or playstore
2. Create your account using your BVN/NIN
3. Follow the prompts to set up your app and start transacting securely and seamlessly.
Licensed by the Central Bank of Nigeria: Credit Direct is licensed and regulated by the Central Bank of Nigeria (CBN), ensuring your transactions are secure, transparent, and reliable.
Need Help? We’re Here 24/7
We’re committed to helping you anytime, every step of the way. Have questions or need support? Our team is available 24/7 to assist you.
What can you do with the Credit Direct app?
- Get a wallet to send, receive, and top up money FOR FREE. Manage transactions easily and securely.
- Buy airtime & data for yourself or others.
- Pay bills: Electricity, cable TV, and more
- Save money on Yield and earn interests daily
With Yield, you can put your money to work by earning interests while it is sitting in your account. Our features include:
1. Fixed Plan: This plan is designed for people looking for structured financial growth and holding money for longer periods. Earn up to 21% on your plan annually.
2. Flex Plan: This plan is designed for people who want a more flexible way for holding money, with the freedom to withdraw up to 4 times for free monthly. Earn up to 15% on your plan annually.
3. Gift a Yield: Show someone love by gifting them a Yield Fixed Plan, and give them a gift that never stops growing - unless they withdraw it of course!
How does the Credit Direct App work?
1. Download Credit Direct on your IOS or playstore
2. Create your account using your BVN/NIN
3. Follow the prompts to set up your app and start transacting securely and seamlessly.
Licensed by the Central Bank of Nigeria: Credit Direct is licensed and regulated by the Central Bank of Nigeria (CBN), ensuring your transactions are secure, transparent, and reliable.
Need Help? We’re Here 24/7
We’re committed to helping you anytime, every step of the way. Have questions or need support? Our team is available 24/7 to assist you.
What’s new
Version 1.4.14 · Updated September 4, 2026
- App Performance Improvements - Fixed known bugs
User reviews
excellent
Exceptional
CDL mobile app is the best mobile app I've ever used, it's seamless, and I've got to earn interest daily despite the #0.00 transaction charges....wow
Great experience, swift transfers, up to 10% yield on my deposit and up to 21% yield on my investment. Customer Experience is swift, try it and thank me.
Banking transactions made easy with CDL mobile app, I love every bit of it.
Very fast transactions. Good user interface. A very lovely app.
Alternatives to Credit Direct Mobile
Looking for apps like Credit Direct Mobile? Here are 5 similar Android apps on Google Play. The highest rated is Langley Mobile Banking (4.7/5), and all 5 are free to download.
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PaySimply
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Platnova: Pay across the globe 2.6
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Langley Mobile Banking 4.7
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Givi - Mobile Giving 3.6
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Blaaiz
| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Credit Direct Mobile | 4.4 / 5 | Free | 500,000+ | Sep 4, 2026 | |
| PaySimply | – | Free | 10,000+ | Sep 10, 2026 | Compare |
| Platnova: Pay across the globe | 2.6 / 5 | Free | 100,000+ | Oct 2, 2026 | Compare |
| Langley Mobile Banking | 4.7 / 5 | Free | 100,000+ | Jul 15, 2026 | Compare |
| Givi - Mobile Giving | 3.6 / 5 | Free | 10,000+ | – | Compare |
| Blaaiz | – | Free | 10,000+ | Oct 7, 2026 | Compare |