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About 卡利Cardli | AI帳單辨識 x 智慧選卡

💳 Cardli - Your Smartest Credit Card Manager

Do you have these worries?

• Too many credit cards with different payment dates, often resulting in missed payments and penalties?

• Unsure which card to use for maximum rewards?

• A mountain of bills, manual record-keeping too tedious?

• Unsure if you've recouped your credit card annual fees?

Cardli is the solution for you!

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🎯 Smart Card Selection Recommendation - Use the Right Card for Every Purchase

━━━━━━━━━━━━━━━━━━━━━━━━━━━ Stop blindly swiping your cards! Cardli is your shopping guide.

With a simple search, instantly uncover the traps of online shopping, dining, and convenience store reward programs offered by major banks.

The smart card selection tool automatically cross-references your card information against your card database, even taking into account the most challenging "spending thresholds" and "registration tasks."

No more headaches with special payment channels! Use the "Payment Navigation" function, enter the merchant's name, and instantly get the best "credit card + mobile payment" combination strategy, ensuring you get the maximum rewards on every purchase!

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🤖 AI Bill Recognition - Scan and Record Your Expenses

━━━━━━━━━━━━━━━━━━━━━━━━━━━ Take a screenshot of your bill or manually forward it to an email address, and AI will automatically recognize the amount, date, and details of your purchase.

Supports bill formats from major banks and can also automatically import bills via email, making expense tracking incredibly easy!

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📲 Instant Expense Recording - Record Expense Upon Receive Notification

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When a bank transaction notification is detected, an expense record reminder automatically pops up. Simply tap "Record Expense" to complete the transaction.

No need to open the app, record expenses directly from the notification!

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🔔 Never Miss Payment Reminders

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Automatically tracks all credit card payment due dates and sends push notifications in advance.

Never worry about forgetting to pay revolving interest again!

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📊 Spending Analysis and Insights

━━━━━━━━━━━━━━━━━━━━━━━━━━ Clear charts help you gain a comprehensive understanding:

• Monthly spending trends

• Spending breakdown by category

• Card usage analysis

• Rewards tracking: How much have you earned, and how much have you missed?

• Annual fee return: Is this card worth keeping? Understand your spending habits and use your credit cards more smartly!

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💰 Budget and Installment Management

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• Set a monthly spending budget, with automatic reminders when it's nearing the limit.

• Track installment payments to understand your actual monthly burden.

• Preview future cash flow to plan your finances in advance.

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🔄 Subscription Management

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Netflix, Spotify, YouTube Premium... etc.

Tracking the billing dates and amounts for all subscription services, with automatic reminders before due dates, and preventing unnecessary subscriptions from being silently charged.

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🌏 Overseas Spending Calculation

━━━━━━━━━━━━━━━━━━━━━━━━━━━ No more hesitation when using your credit card abroad! Real-time exchange rate calculation, automatic recommendations for cards with the highest overseas rewards, and calculation of actual costs including fees.

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✨ More Thoughtful Features

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• Multi-Card Management: Supports adding multiple credit cards

• Interest-Free Period Calculation: Maximizes the interest-free days for each transaction

• Bill Calendar: View all pending bills monthly

• Privacy Mode: Hide all amounts with one click

• Desktop Widget: Monitor pending bills without opening the app

• Data Export: Export transaction records

• Cloud Sync: Securely back up your data, no worries when switching devices

• Dark Mode: Eye-friendly and power-saving

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🛡️ Privacy & Security

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• Does not store complete card numbers or CVVs

• Encrypted data transmission and storage

• You can delete all data at any time

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💎 Pro Subscription Features

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The free version allows you to manage 5 cards. Upgrade to Pro to unlock:

• Manage up to 40 cards

• Advanced spending analysis (merchant analysis, spending heatmaps, lifestyle analysis, etc.)

• Personalized smart card selection (calculates the best recommendations from your cards)

• Customize advance reminder days

• Automatic billing via email

• Automatic confirmation of transactions upon receiving card notifications

Download now and let Cali help you easily manage your credit cards—spend smartly, money smartly!

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📧 Contact Us

━━━━━━━━━━━━━━━━━━━━━ For any questions or suggestions, please use the "Report a Problem" function in the app or email us at [email protected]

Privacy Policy: https://cardli.app/privacy-policy.html

What’s new

Version 1.5.34 · Updated October 5, 2026

【新功能】 • 訂閱每 N 個月扣款 — 訂閱可設定每 3 個月、每半年等扣款週期 • Email 帳單待確認頁 — 需要確認的明細可逐筆選卡,點匯入通知直接開啟 • 重複匯入提醒 — 帳單掃描時若同一期已由 Email 匯入,會先提醒 【改進】 • 開啟 App 時首頁額度更快顯示,背景更新不再跳回載入畫面 • 開場動畫每次開啟只播一次 • 統計與未出帳回饋改以台幣等值加總,點數、哩程分開顯示 【修復】 •「全部確認」不再連沒選卡的通知一起確認 • 用 PDF 掃描匯入的帳單會保留原始 PDF • 修正編輯訂閱時鍵盤遮住輸入框 • 修正 Excel 匯出重複列出已對帳的記錄 • 回饋很小時顯示實際回饋率,不再顯示 0% 【更新】 • 卡片資料庫更新至 2026/10/6,更新多家銀行第四季活動

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