Credibly-Pinjaman Tunai Mudah
Credibly provides simple, secure personal loans with fast online assessment.
About Credibly-Pinjaman Tunai Mudah
Credibly - Personal Loans in Malaysia
Credibly is the official borrower application of CREDIBLY FINTECH SDN BHD, a licensed lending institution authorized by the Malaysian Ministry of Housing and Local Government (KPKT).
Through Credibly, eligible users can apply for personal loans online, submit the required borrower information, view loan details, sign e-agreements in regions that support e-signature loan agreements, and manage repayments via their mobile phones.
Why Choose Credibly?
Online Application
Apply for a personal loan through the application without visiting a branch or filling out paper forms.
Clear Loan Information
Before signing the loan agreement, you can view the available loan amount, repayment period, interest, fees, repayment plan, and total repayment amount.
Electronic Agreement
After approval, you can view and sign the e-agreement in regions that support e-signature loan agreements.
Repayment Management
View your repayment plan, make repayments, and track your outstanding balance via your mobile phone.
Application Status Updates
Travel your application progress and receive borrower notifications related to your account, loan application, agreement, and repayments.
Document Submission
Submit the required borrower documents through the app for identity verification, loan assessment, fraud prevention, and account services.
How to Apply
1. Download and open the Credibly app.
2. Register and complete your borrower profile.
3. Submit the required identification and application information.
4. Upload supporting documents for assessment.
5. View approved loan amounts, repayment terms, interest, fees, and repayment plans.
6. Sign your loan agreement electronically, if supported.
7. Manage repayments and account updates through the app.
Who can apply?
- Malaysian users aged 18 and above
- Valid identity document and required borrower documents
- Valid Malaysian bank account
Loan Terms and Disclosures
Loan Amount: RM500 - RM10,000
Minimum Repayment Term: 6 months
Maximum Repayment Term: 24 months
The loan cannot be fully repaid within 60 days.
Maximum Annual Interest Rate: 18% per annum on principal (excluding fees), calculated over the entire loan term.
Licensed Lender: CREDIBLY FINTECH SDN BHD
KPKT License Number: WL3151/07/01-11/120826
SSM Registration Number: 202501042958 / 1644366-H
Loan Example
This example is for reference only and does not constitute a loan offer.
Principal: RM10,000
Term: 12 months
Annual Interest Rate: 18% (Fixed Rate)
Total Interest: RM1,800
Total Repayment: RM11,800
Monthly Repayment: RM983.33
The final loan amount, repayment period, fees (such as legal fees or stamp duty), repayment schedule, and other applicable terms will be subject to the loan agreement after loan approval.
Data and Privacy
Credibly uses encryption technology and internal security controls to protect your personal data. We process your information for identity verification, credit assessment, fraud prevention, loan servicing, repayment management, customer support, security, and legal compliance.
Privacy Policy:
https://credibly.my/legal/privacy-policy
Company Information
Company Name: CREDIBLY FINTECH SDN BHD
Registered Address: 31-10-11, THE CEO, LEBUH NIPAH 5, 11950 Bayan Lepas, Pulau Pinang, Malaysia
Email: [email protected]
Website: https://credibly.my
Support
For any questions regarding your account, loan applications, repayments, or agreements, please contact us at:
[email protected]
