Asset Recovery: Lost 401k

Find an old 401k, forgotten retirement account, or unclaimed pension from a former employer. Asset Recovery: Lost 401k guides you to official U.S. government search tools—DOL Retirement Savings Lost and Found, DOL Abandoned Plan Search, and PBGC Unclaimed Pensions—in plain language. Private app; not affiliated with or endorsed by the Department of Labor, the PBGC, or any government agency.

WHAT YOU CAN FIND
✔ Lost 401(k) and old 401k accounts left with previous employers
✔ Forgotten 403(b) plans from nonprofit, school, or government jobs
✔ Abandoned retirement plans in official DOL databases
✔ Unclaimed pension benefits after bankruptcy or company closure (PBGC)
✔ Small-balance retirement accounts, IRA rollovers, and cash-outs (SECURE 2.0 rules vary)

WHY LOST 401K
✔ Job-Focused Intake – Enter former employer name and years worked.
✔ Three Official Databases – DOL Lost and Found, DOL Abandoned Plan Search, PBGC Unclaimed Pensions.
✔ Education Without Jargon – How lost retirement accounts work, small-balance rules, tips for every old job.
✔ Search Prep – Documents to bring, time estimates, what to expect before government sites open.
✔ How to Claim – Contact HR, find the plan administrator, complete rollover paperwork.
✔ Log Your Progress – Outcomes, amounts, and notes saved locally in My Activity.
✔ Smart Reminders – Search again when companies merge or records update.

HOW IT WORKS
1. Tap Get Started and enter your former employer name, years employed, and an optional name.
2. Read Search Prep to know what documents to gather.
3. Open the official DOL or PBGC database link that matches your situation.
4. Search on the official site (SSN may be required there, never in our app) and log your result.

PERFECT FOR
✔ Job changers who left a 401k or retirement account at an old employer
✔ Anyone searching “find my 401k,” forgotten pensions, or unclaimed retirement benefits
✔ Nonprofit and government workers with old 403(b) or pension plans
✔ People after a merger, acquisition, or company bankruptcy
✔ Users who want official government links first—not a paid account-finder middleman

PRIVACY & TRUST
Free to download and use. We do not collect your SSN, access your accounts, or manage your funds. We are not financial advisors, brokers, or plan administrators. Optional affiliate links (Capitalize, Empower) for convenience—government tools are free.

OFFICIAL SOURCES (U.S. government)
The app opens official DOL and PBGC search tools—not government-run apps. Primary sources linked in the app:

Department of Labor (EBSA overview)
https://www.dol.gov/agencies/ebsa

DOL Retirement Savings Lost and Found
https://lostandfound.dol.gov/

DOL Abandoned Plan Search
https://www.askebsa.dol.gov/AbandonedPlanSearch/

Pension Benefit Guaranty Corporation (PBGC)
https://www.pbgc.gov/

PBGC Unclaimed Retirement Benefits Search
https://www.pbgc.gov/workers-retirees/find-unclaimed-retirement-benefits/search-unclaimed

LEGAL
Terms of Use (EULA): https://calm-aura.github.io/tos_and_privacy/asset-recovery/terms-of-service.html
Privacy Policy: https://calm-aura.github.io/tos_and_privacy/asset-recovery/privacy-policy.html

DISCLAIMER: General information only—not financial, tax, or legal advice. Consult an advisor before rollover or withdrawal. Verify current rules on the official DOL and PBGC sources above.

NOT A GOVERNMENT APP: Published by Calming Aura Studios LLC—not affiliated with or endorsed by the DOL, PBGC, or any government agency.