PlataLista Crédito

PlataLista Crédito is a Chilean personal loan app, 100% digital. No branches or paperwork: everything is done from your phone, at your own pace.

How does it work?

1. Download the app and create your account.

2. Verify your identity through the app.

3. Simulate your loan and review your offer: amount, term, rate, and total cost.

4. Receive the money in your account and pay it back on the terms you choose, with reminders.

Loan amounts and terms tailored to your needs. Loans from CLP 30,000 to CLP 1,000,000, with terms between 91 and 365 days and an APR between 18% and 26%, depending on your credit assessment. The actual terms of your loan depend on your profile and will be communicated to you before approval.

Illustrative Example
If you request CLP 200,000 for a term of 150 days with an annual percentage rate (APR) of 26%, the total interest would be approximately CLP 21,360 and the total amount to be repaid would be approximately CLP 221,360.

The values ​​shown are an estimate and may vary slightly due to rounding in the calculations. The final amount will be shown in the loan proposal before you accept it.

This example is for illustrative purposes only: the actual terms of your loan depend on your credit evaluation and any applicable fees, which will be disclosed before you accept.

Loan Simulator in the App
Before committing, adjust the amount and term and review the total cost of your loan. No surprises: the terms are shown before you accept.

Security
We protect your data with encryption and access controls, and we use it only for the purposes stated in our Privacy Policy. We do not sell your information to third parties.