Money District: Finance Tycoon

You start with $1,000, a junior office job and a tiny apartment. Every month you earn, pay the bills and decide what to do with what is left. Save, invest, buy businesses and rental properties, and watch your miniature city grow until your passive income covers your living costs.

Money District is a financial tycoon game in a clean low-poly 3D city, made for one hand in portrait mode. It is a game that teaches money concepts through play. It is not financial advice.

HOW YOU PLAY
• Time runs fast: a month passes in about a minute. Pause, or speed up to 2x and 4x.
• Get paid, cover rent, food, transport and taxes, and choose how frugal or comfortable you want to live.
• Pay yourself first: auto-save part of every paycheck into an emergency fund and a savings account.
• Follow step-by-step goals and a tutorial pointer that highlights the exact button you need.
• Grow through ten stages, from Paycheck Survivor all the way to Financially Independent.

BUILD YOUR FINANCIAL CITY
• Invest in stocks of fictional companies, in ETFs that track baskets of companies, and in government or corporate bonds.
• Watch prices move with company news, interest rates, inflation and the business cycle.
• Buy rental properties with a down payment and a mortgage, then collect rent, handle vacancies and renovate.
• Open businesses such as a coffee cart, laundromat, mini market, restaurant or software startup. Tap to collect the register, upgrade, then hire a manager to turn it into passive income.
• Climb the career ladder with promotions and skills, or grow a side hustle into a real company.
• Every decision changes the city: it grows from worn walk-ups to a skyline, with day and night, traffic and pedestrians.

LEARN BY DOING
• Budgeting, compound interest, emergency funds, diversification, bonds, credit scores, debt, leverage, real estate, taxes and economic cycles.
• Short mini-lessons and a Financial Knowledge tree unlock new tools as you learn.
• Try credit cards, personal and car loans and mortgages, and see how interest and your credit score affect you.
• Life events bring real trade-offs: an unexpected bill, a job offer, a market crash. Your choices have consequences.
• Net worth, cash flow and portfolio mix are charted, so you can see what works.

ABOUT THE GAME
• Single-player and offline. No account needed.
• No ads and no in-app purchases.
• Progress is saved on your device; offline progress is capped.
• Playable in 10 languages: English, Türkçe, Deutsch, Español, Français, Português, Русский, 日本語, 한국어, 简体中文.
• All companies, funds, prices and returns are fictional. No real money is involved, and nothing in the game is financial advice.

If you like tycoon games, management and idle games, city builders, or you simply want to understand budgeting, investing and passive income, start with $1,000 and build your Money District.