Wealth Wave

WEALTH WAVE - Smart Mobile Money Expense Tracker for Zambia

Take control of your finances with Wealth Wave, the trusted mobile money expense tracking app designed specifically for Zambia. Automatically track income and expenses from MoMo, AirtelMoney, and StanChart transactions with complete privacy.

100% PRIVATE & OFFLINE - YOUR DATA NEVER LEAVES YOUR DEVICE

Your financial privacy is our top priority. Wealth Wave works entirely offline - no internet required, no data collection, no tracking, no analytics. Everything is processed and stored locally on your device.

KEY FEATURES

AUTOMATIC SMS TRANSACTION PARSING
- Automatically reads and processes transaction SMS from MTN MoMo, AirtelMoney, and Standard Chartered Bank Zambia
- Smart filtering for verified transactions only
- Duplicate detection and real-time balance tracking

COMPREHENSIVE TRANSACTION MANAGEMENT
- View all transactions with advanced filtering by date, type, source, and recipient
- Search functionality and bulk verification
- Transaction status tracking (Verified/Unverified)

FINANCIAL ANALYTICS & REPORTS
- Interactive charts showing financial trends
- Daily, weekly, and monthly income/expense analysis
- Visual balance trends and expenses breakdown with pie charts

PREMIUM FEATURES (Available with Free Trial or Premium Code)

DEBT MANAGEMENT
- Track all loans and debts in one place
- Manage creditors and borrowers with individual payment history
- Calculate interest rates automatically with connected/non-connected modes

BUDGET LIMITS
- Set daily, weekly, or monthly budget limits
- Real-time budget tracking with alerts and visual progress indicators

INTEREST RATE PRESETS
- Create and save custom interest rate presets for quick application

START YOUR 5-DAY FREE TRIAL
Try all premium features completely free for 5 days! No credit card required.

UNLOCK PREMIUM FEATURES
Enter the premium code to permanently unlock all premium features plus enjoy an ad-free experience.

ADDITIONAL FEATURES

- CSV Export: Export transaction history to CSV format
- Backup & Restore: Create timestamped backups that never overwrite
- Archive & Reconciliation: Archive old transactions and reconcile duplicates
- Beautiful Design: Modern interface with dark/light themes

PRIVACY & SECURITY

- ZERO DATA COLLECTION: No personal information, financial data, or SMS content collected
- 100% OFFLINE OPERATION: Works without internet, all processing on your device
- LOCAL STORAGE ONLY: All data stored in encrypted SQLite database on your device
- TRANSPARENT PERMISSIONS: Only SMS Read Permission for transaction parsing

SUPPORTED PROVIDERS

MTN Mobile Money (MoMo), AirtelMoney, Standard Chartered Bank Zambia (StanChart)

WHY CHOOSE WEALTH WAVE?

1. PRIVACY FIRST - Your financial data never leaves your device
2. AUTOMATIC TRACKING - No manual entry needed, transactions appear automatically
3. COMPREHENSIVE TOOLS - From basic expense tracking to advanced debt management
4. FREE TO START - Core features free, 5-day free trial for premium features
5. MADE FOR ZAMBIA - Designed for Zambian mobile money providers
6. OPEN SOURCE - Transparency you can trust

SYSTEM REQUIREMENTS

- Android 5.0 (API 21) or higher
- SMS Read Permission for automatic transaction parsing
- Works on phones and tablets

IMPORTANT NOTES

- Requires SMS read permission to automatically parse transaction messages
- All data processing happens locally - no internet connection required
- Ensure your mobile money provider sends transaction SMS notifications
- Premium features can be unlocked with a code or accessed via 5-day free trial

Download Wealth Wave today and take control of your finances with complete privacy and powerful features!

Developer: Chilusoft Tech Solutions
Version: 1.9.0
Last Updated: December 2025

For privacy policy and account deletion requests, please visit the links provided in the app settings or on our website.