Owefolk

Owefolk makes splitting shared expenses simple, fair, and awkward-free.

SEE WHERE YOU STAND
Sign in and instantly see your net balance, what you owe, who owes you, and the group behind every number. Every balance is transparent and always down to the cent.

TRANSLATED ON-DEVICE
Read your group names, expenses, balances, and activity feed in your language. Pick from 50+ languages in onboarding or settings, and Owefolk translates everything right on your device - so your words stay private. Automatic on-device translation means no text is sent to a translation service.

SCAN RECEIPTS ON-DEVICE
Scan a receipt with your camera and Owefolk reads the merchant and total using private, on-device recognition. Your receipt photos never leave your phone.

SPLIT YOUR WAY
Split dinners, rent, trips, and subscriptions by equal shares, exact amounts, or custom percentages. Track every expense by the person who actually paid.

SETTLE UP WITHOUT THE AWKWARD PART
When someone owes you, Owefolk shows the exact amount and the safest way they accept money. In one tap, jump to their Venmo, Cash App, PayPal, Zelle, or custom payment link.

ONLY REAL MONEY MOVES COUNT
Owefolk never mistakes opening an app for paying. Mark a payment sent only after you've truly paid, and the recipient must confirm it before any balance changes. Everyone shares a single, clear activity history so no one is left guessing.

PRIVACY BY DESIGN
Receipt scanning and translation happen on your device. Diagnostics are anonymous and toggleable. You control your data, and you can delete your account anytime.

Download Owefolk and keep fair math from getting awkward.