Cek Loan MY

【Important Notice & Clarification】
Cek Loan MY is a professional loan intermediary platform operated by Omnistride. Please note: We do not directly provide loans. Based on the information you submit, our system evaluates your profile and recommends suitable loan products from licensed partner institutions.

We cooperate with reputable financial service providers in Malaysia, including:

Parkson Credit

Adacash

Numida - Business Loans

Finroro

Product Overview
Cek Loan MY simplifies your loan application process. Simply register with your phone number and complete your basic profile. Our system will automatically assess your creditworthiness and present a list of tailored loan options for your convenience.

Loan Product Details & Calculation Example
Loan Amount: RM 1,000 to RM 50,000

Repayment Period: Minimum 91 days, Maximum 3 years (36 months)

Annual Percentage Rate (APR): Minimum 15% to Maximum 36%

Calculation Example:
If you apply for and receive a loan with the following terms:

Loan Amount: RM 10,000

Loan Tenure: 12 months (365 days)

APR: 18%

Cost & Repayment Calculation:

Daily Interest: RM 10,000 × 18% / 365 = RM 4.93

Total Interest Fee: RM 10,000 × 18% = RM 1,800

Total Repayment (Principal + Total Interest): RM 10,000 + RM 1,800 = RM 11,800

Monthly Payment: RM 11,800 / 12 = RM 983.33

(Note: Final approved amounts, interest rates, and loan tenures depend on the credit assessment conducted by our financial partners.)

Application Process
Register: Sign up quickly using your mobile phone number.

Fill Information: Complete your basic details (Name, Email, Employment Information, Bank Information, etc.).

Credit Assessment: Our system automatically evaluates your credit profile based on the submitted details.

Product Recommendation: View a list of matched loan products generated for you and select your preferred offer.

Privacy Policy & Data Security Statement
Effective Date: August 31, 2026

Omnistride values your privacy and data security above all else:

Data Collection: To perform credit evaluations and loan matching, we may collect your personal details, including name, gender, age, phone number, email address, residential address, emergency contact details, and financial information.

Third-Party Analytics: We integrate the Adjust SDK (a third-party analytics tool) solely for performance optimization, attribution tracking, and anti-fraud management.

Data Protection: We strictly follow privacy regulations. We promise never to sell, rent, or share your private information with any third party (except when forwarding necessary details to partner financial institutions for your loan application).

Age Restrictions & Children’s Privacy:

18+ Service Restriction: This app and its services are strictly intended for adults aged 18 and above in Malaysia. If you are under 18, please do not use this app or submit any personal information.

Children’s Privacy: We do not knowingly collect or solicit personal data from anyone under the age of 18. If we become aware that data from a minor has been collected, we will delete it immediately.

Contact Us
If you have any questions about our platform, product recommendations, or privacy practices, please reach out to us:

Company: Omnistride

Email: [email protected]

Address: 119, Jalan Shamelin Niaga 131300 Kampung Kepayang Perak