CajaRápida Préstamos Rápidos
SMART TOP S.A.C. Finance
Personal loans in soles. 100% digital application, response in minutes.
- Rating
- 5.0
- 6 ratings
- Downloads
- 8+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Oct 14
- 2026 · v1.0.0
Screenshots
About CajaRápida Préstamos Rápidos
CajaRápida is a personal loan app designed for people in Peru who need a fast, secure, and completely digital financial solution. Apply for your loan from your cell phone in just a few steps, without paperwork or lines, and with all the information clearly explained before you accept.
With CajaRápida, you can cover emergencies, medical expenses, utility payments, necessary purchases, education, or working capital. The loan amount and interest rate we offer are determined based on your profile and repayment capacity.
Why choose CajaRápida?
• 100% digital application: the entire process is done from your smartphone, without in-person procedures.
• Quick and easy process: registration in just a few steps with identity verification.
• Flexible loan amounts: from S/ 100 to S/ 5,000 depending on your profile.
• Total transparency: check the loan amount, interest rate, term, fees, and estimated payment before confirming.
• Security and privacy: we protect your information with encryption and restricted access.
Loan Information
• Loan Amount: S/ 100 – S/ 5,000
• Repayment Term: 91 – 180 days
• Daily Interest Rate: 0.04% – 0.1%
• Annual Percentage Rate (APR): between 14.6% and up to 36%
• Service Fee + VAT: 4%
• The final offer may vary depending on credit evaluation and user eligibility.
Representative Example
If you request S/ 1,000 for a term of 120 days with a daily rate of 0.08%:
• Principal: S/ 1,000
• Estimated Interest: S/ 1,000 × 0.08% × 120 = S/ 96
• Service Fee + VAT: S/ 1,000 × 4% = S/ 40
• Estimated Total Payment: S/ 1,136
These amounts include all applicable fees and may vary depending on your profile.
How to Apply
1. Download CajaRápida and register with your mobile phone number.
2. Complete your personal information and verify your identity.
3. Choose the loan amount and repayment term.
4. Review the terms and conditions before submitting your application.
5. If approved, receive the funds in your bank account.
Eligibility Requirements
• Be 18 years of age or older.
• Be a Peruvian citizen or legal resident of Peru, with a valid National Identity Document (DNI).
• Have an active cell phone number and a bank account.
• Have a source of income.
Privacy
Your data is used solely to verify your identity and assess your creditworthiness. We do not share your information with third parties without your consent, nor do we sell your personal data. See our Privacy Policy: https://www.cajarapidape.com/agreements/privacy-policy.html
Contact
📧 Customer service email: [email protected]
⌚ Business hours: Monday to Saturday, 9:00 AM to 6:00 PM (closed on holidays)
Download CajaRápida and apply for your loan easily, quickly, and securely from your cell phone.
With CajaRápida, you can cover emergencies, medical expenses, utility payments, necessary purchases, education, or working capital. The loan amount and interest rate we offer are determined based on your profile and repayment capacity.
Why choose CajaRápida?
• 100% digital application: the entire process is done from your smartphone, without in-person procedures.
• Quick and easy process: registration in just a few steps with identity verification.
• Flexible loan amounts: from S/ 100 to S/ 5,000 depending on your profile.
• Total transparency: check the loan amount, interest rate, term, fees, and estimated payment before confirming.
• Security and privacy: we protect your information with encryption and restricted access.
Loan Information
• Loan Amount: S/ 100 – S/ 5,000
• Repayment Term: 91 – 180 days
• Daily Interest Rate: 0.04% – 0.1%
• Annual Percentage Rate (APR): between 14.6% and up to 36%
• Service Fee + VAT: 4%
• The final offer may vary depending on credit evaluation and user eligibility.
Representative Example
If you request S/ 1,000 for a term of 120 days with a daily rate of 0.08%:
• Principal: S/ 1,000
• Estimated Interest: S/ 1,000 × 0.08% × 120 = S/ 96
• Service Fee + VAT: S/ 1,000 × 4% = S/ 40
• Estimated Total Payment: S/ 1,136
These amounts include all applicable fees and may vary depending on your profile.
How to Apply
1. Download CajaRápida and register with your mobile phone number.
2. Complete your personal information and verify your identity.
3. Choose the loan amount and repayment term.
4. Review the terms and conditions before submitting your application.
5. If approved, receive the funds in your bank account.
Eligibility Requirements
• Be 18 years of age or older.
• Be a Peruvian citizen or legal resident of Peru, with a valid National Identity Document (DNI).
• Have an active cell phone number and a bank account.
• Have a source of income.
Privacy
Your data is used solely to verify your identity and assess your creditworthiness. We do not share your information with third parties without your consent, nor do we sell your personal data. See our Privacy Policy: https://www.cajarapidape.com/agreements/privacy-policy.html
Contact
📧 Customer service email: [email protected]
⌚ Business hours: Monday to Saturday, 9:00 AM to 6:00 PM (closed on holidays)
Download CajaRápida and apply for your loan easily, quickly, and securely from your cell phone.