Mi Crédito Perú

Mi Crédito Perú is an online personal loan app created to provide fast, accessible, and transparent financial solutions to all Peruvians. Our platform offers loans from S/ 1,000 to S/ 30,000, with flexible terms and competitive rates. You don't need to leave home or deal with lengthy bank procedures. Just download the app, fill out a simple form, and receive the money you need in minutes.

Loan Details:
💰 Loan Amount: S/ 1,000 – S/ 30,000 (depending on credit profile)
📅 Loan Term: 91 – 240 days
📊 Daily Interest Rate: 0.05% – 0.07% (depending on credit evaluation)
📊 Maximum Annual Percentage Rate (APR): 18.25% – 25.55%
📊 Additional Fees: S/ 0 (No hidden costs)

Example Loan with Real Figures:
For a loan of S/ 1,000 with a term of 91 days, with a daily interest rate of 0.07% (depending on the user's credit evaluation), the fees are as follows:

Principal: S/ 1,000

Total Interest: S/ 63.70 1,000 × 0.07% × 91 days)

Fees or other charges: S/ 0

Total to pay: S/ 1,063.70

Maximum applicable APR/TCEA: 25.55%

Why choose Mi Crédito Perú?

✅ No collateral or complicated requirements
We don't require a guarantor, property, or a perfect credit history. The process is simple and accessible to everyone.

✅ Low and competitive rates
We offer interest rates starting at 0.05% daily, with a maximum APR/TCEA between 18.25% and 25.55% annually.

✅ Fast approval
Most users get a response in seconds. No unnecessary waiting.

✅ Fee-free transfer
We deposit the money directly into your bank account or preferred e-wallet, with no additional transfer fees.

✅ Safe and reliable
We protect your personal and financial information with the highest security standards.

✅ Refinancing on your next loan
After making timely payments, you'll have the opportunity to access a larger loan amount on your next application.