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About Bree

Bree: Instant access to your earnings

Waiting for payday? With Bree, you can access up to $350 of your earned wages ahead of time, helping you manage unexpected expenses and avoid overdraft fees. It's your money—why wait to use it?

----- Why Choose Bree? -----

Access Up to $350 Instantly: Get up to $350 of your earnings before payday to cover day-to-day expenses, unexpected bills, or anything in between.

No Interest or Mandatory Fees: There are no mandatory fees to use Bree’s line of credit. You only repay what you advance—nothing more.

Flexible Repayment Options: Repay at your own pace within up to 65 days. There are no penalties for early repayment and never any late fees either.

Simple Membership Plans: Enjoy Bree's budgeting tools and financial insights for just $2.99/month. Prefer not to subscribe? You can still request advances by emailing us your bank statements.

User-Friendly Experience: Signing up is a breeze! Enter your name and email, verify your phone number, and link your debit card. Start with a 1-month free trial of our membership. Securely connect your bank account, and you're ready to access your funds.

Optional Tips and Express Funding: While our core services are free, you have the option to support us with tips or choose express funding for faster access to your money. These are entirely optional and do not affect your approval chances.

Budget Like a Pro: Gain valuable insights to stay on top of your finances with our innovative budgeting tools.

Secure and Private: Your security is our top priority. Bree uses advanced encryption and bank-level security measures to protect your personal and financial information.

24/7 Customer Support: Our dedicated support team is available around the clock to assist with any questions or concerns.

Join Our Community: Connect with us on Facebook and Instagram for updates, tips, and more. Feeling creative? We welcome you to contribute to our advertising campaigns with your unique content!

----- Benefits at a Glance -----

Financial Freedom: Access your earnings when you need them, not just on payday.

Cost-Effective: No interest, no mandatory fees, no late fees and no hidden charges—ever.

Convenience: Navigate financial hurdles effortlessly with our easy-to-use app.

No Credit Checks: We trust you. No need for credit checks to access your funds.

----- Repayment Terms -----

Minimum and Maximum Repayment Period: Repayment periods range from 1 day to 65 days.

Interest and Fees: Bree charges no interest and no mandatory fees. You only repay the amount you advance.

Representative Example: If you take out $100, you repay $100 within 65 days. There are no additional charges. Optional tips and express funding fees are at your discretion and do not affect your repayment amount or approval chances.

Annual Percentage Rate (APR): Since Bree charges no interest or mandatory fees, the APR is 0%.

----- Legal Disclosure -----

Bree's line of credit service does not require a minimum repayment time frame. The maximum repayment period is 65 days, however, there are never any late fees. For example, if you request an advance of $100, your future repayment is $100. If you select an optional express funding fee of $5, your total repayment would still be $100, and the $5 fee is paid separately at the time of the transaction. For more information, please see Bree's Terms and Conditions.

----- Privacy and Security -----

Bree is committed to protecting your privacy. We do not sell your personal data to third parties. Learn more by reading our Privacy Policy here: https://www.trybree.com/privacy-policy.

----- Contact Us -----
Have questions or need assistance? Reach out to our support team anytime at [email protected].

What’s new

Version 1.30.0 · Updated September 26, 2026

Bug fixes and improvements

User reviews

Ryan Holmes
Ryan Holmes
Bree makes accessing emergency funds super easy. They are fast and reliable! Also, their support team is really nice and helpful.
Nancy
Nancy
Awesome
Tra Scot
Tra Scot
Easy to use
Givani Whyte
Givani Whyte
Love the bree loan always help me in time of need and fast cash when I need it ❤️
Amanda Calder
Amanda Calder
Great app, works well! Great company as well!

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