Experience a convenient and secure digital borrowing journey in a few clicks.
BRAC Bank (BBL) 'Shubidha' is a mobile-based app through which selective customers can avail of retail loan products digitally. The app performs end-to-end digital loan processing, including loan application, assessment, and disbursement. You can now enjoy a digital borrowing experience in a fast, secure, and convenient way using the BBL Shubidha app.
Loan features:
· Interest rate of 9% per annum;
· Tenure of 3 to 18 months;
· Sample Loan Repayment Schedule:
If you have availed loan of BDT 100,000 @ 9% interest per annum and tenure of 12 months, your Equal Monthly Instalment (EMI) will be approximately BDT 8,745. Therefore, the total cost of the loan (principal + interest) will be BDT 104,942. In addition to interest, you have to pay loan processing fee before availing the loan as follows:
Processing fee: 0.5% of loan amount + 15% VAT
CIB & Stamp Charge: At actual
All you need:
An active account and a debit card with BRAC Bank;
A smartphone with an Android operating system;
Internet connectivity through mobile internet or Wi-Fi.
We welcome your feedback and suggestions; please call us at 16221.
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