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  • I'm I'll: Budget & Expenses screenshot 1
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About I'm I'll: Budget & Expenses

I'm I'll is a private expense tracker and budget app for people who want to understand their money — without linking their bank. Track your spending across multiple currencies, manage recurring bills and income, scan receipts with on-device AI, set budgets, and reach your savings goals. Manual by design, private by default.

WHY I'M I'LL

No bank linking
You stay in control. I'm I'll never asks for your bank login and never auto-imports your transactions. You decide what goes in, and your financial data stays on your device. If connecting your bank account to a budgeting app makes you uncomfortable, this private expense tracker was built for you.

Multi-currency expense tracking
Track AED, USD, EUR, GBP, INR, PHP and any other currency side by side, with accurate historical conversion. I'm I'll is made for expats, freelancers, remote workers and travelers who earn, spend and save across more than one currency. Every entry keeps the exchange rate it was logged at, so your reports stay honest over time.

Recurring bills, subscriptions and salary
Add your rent, salary, subscriptions and regular bills once. I'm I'll tracks each one, reminds you before it's due, and keeps your balance accurate, so a subscription or a bill never catches you off guard.

Receipt scanner with on-device AI
Snap a receipt and let private, on-device AI fill in the amount, merchant and category for you. The AI runs on your phone, so your receipts are never uploaded to a server.

Budgets and safe-to-spend
Set category budgets and instantly see what's safe to spend today — not just what you've already spent. Stay ahead of your money instead of reacting to it.

Savings goals and net worth
Create savings goals, track your contributions, and watch your net worth across all of your accounts update in real time.

Clear reports and insights
Beautiful monthly breakdowns, category insights, spending trends and a clean dashboard make your money easy to read at a glance.

WHO IT'S FOR
I'm I'll is the private money manager and budget planner for people who've outgrown apps that auto-import everything, show ads, or push you to connect your bank. It's for expats and travelers juggling multiple currencies, freelancers tracking irregular income, and anyone who wants a deliberate, private, ad-free way to manage their money and expenses.

PRIVATE BY DESIGN
• No bank linking
• No selling your data
• No ads
• Optional on-device AI that stays on your phone

Download I'm I'll and take control of your budget, expenses, savings and net worth today — privately, on your terms.

What’s new

Version 1.1.0 · Updated June 20, 2026

This update makes I'm I'll faster, more reliable, and more private: • Subscriptions now stay in sync — renewals, cancellations, and refunds are reflected automatically. • Restore your plan automatically after a reinstall or device switch. • More accurate balances for recurring payments and bills. • A smoother, faster dashboard and charts. • Cleaner recurring screen and smoother animations. • Better accessibility and reliability throughout.

User reviews

Ahmad Jabbar
Ahmad Jabbar
The transaction entries have been made so easily that I never thought of them. There are tons of fast options to do entries which was the biggest and most time taking thing for me in other finance tracking apps. That's great.
Ahsan Zubair
Ahsan Zubair
it's good

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