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About BillSpot

BillSpot - Your Fast Way to Settle Bills & Get Paid Globally

BillSpot makes digital transactions simple. Pay bills, buy airtime and data, convert airtime to cash, send and receive money, create invoices, gift cash, and open international accounts to get paid from anywhere - all in one secure platform.

KEY FEATURES

πŸ“± Bill Payments
β€’ Electricity: PHCN/NEPA bills instantly
β€’ Cable TV: DSTV, GOtv, StarTimes
β€’ Internet: Spectranet, Swift, Smile, iPNX
β€’ Fund betting, education, and insurance payments

πŸ“ž Airtime & Data
β€’ Instant airtime for MTN, Airtel, Glo, and 9mobile
β€’ Data bundles for all networks at great rates
β€’ Send to up to 10 recipients in one transaction
β€’ Auto-renewal and saved beneficiaries

πŸ’΅ Airtime to Cash
β€’ Convert excess airtime to cash at competitive rates
β€’ Funds credited directly to your wallet
β€’ Track your airtime-to-cash balance separately

πŸ’° Digital Wallet
β€’ Dedicated virtual account with automatic crediting
β€’ USSD transfers and bank deposits supported
β€’ Full transaction history with downloadable receipts
β€’ Withdraw to bank or wallet with low fees
β€’ Referral bonuses - earn for referring friends

πŸ’Έ Money Transfers
β€’ Send instantly to other BillSpot users
β€’ Withdraw to your bank with low fees
β€’ Real-time notifications and receipts

🌍 International Accounts & Payments
β€’ Get your own bank accounts in USD, EUR, and more
β€’ Receive payments from abroad into your accounts
β€’ Send across currencies - NGN, USD, EUR and more
β€’ Spend locally or internationally
β€’ Simple verification unlocks your international accounts

πŸ’³ Virtual Dollar Cards
β€’ Create USD cards to pay online, locally and abroad
β€’ Shop streaming, software, travel and more
β€’ Manage, fund, and control your card in-app

🧾 Invoicing
β€’ Create and send professional invoices in seconds
β€’ Get paid directly into your wallet
β€’ Track status - sent, paid, and expired
β€’ Great for freelancers and small businesses

🎁 Gifting (Gift Drops)
β€’ Send cash gifts in a few taps
β€’ Create gift drops others claim instantly
β€’ Perfect for birthdays and celebrations

πŸŽ‰ Spray It (Events & Cash Gifts)
β€’ Send and receive money at parties, weddings, and festivals
β€’ Host with a unique code; guests join via QR, link, or Bluetooth
β€’ Spray into the event and settle to your wallet
β€’ Perfect for owambe and group gifting

πŸ€– Smart Agent (In-App Chat & WhatsApp)
β€’ Pay bills, buy airtime and data, and send money by typing what you need
β€’ Set and manage auto-renewals from chat
β€’ Quick redo of recent actions
β€’ Same secure PIN protection as the rest of the app
β€’ Available in the BillSpot app chat and on WhatsApp where supported

πŸ”’ Security
β€’ PIN protection and two-factor authentication
β€’ Bank-level encrypted data transmission
β€’ Secure, certified payment gateways
β€’ BVN and identity verification
β€’ Biometric login

WHY CHOOSE BILLSPOT?
βœ… Fast & reliable bill payments
βœ… Bank-level security
βœ… Global: receive, send, and spend across currencies
βœ… Competitive rates and low fees
βœ… Simple, intuitive interface
βœ… 24/7 customer support

GET STARTED
1. Download and install BillSpot
2. Create your account with email and phone verification
3. Complete KYC verification with your BVN
4. Fund your wallet via your dedicated virtual account
5. Start paying bills, sending money, invoicing, creating dollar cards, and more

SUPPORT
Need help? Contact us 24/7!
β€’ In-app chat support
β€’ Email: [email protected]
β€’ Help center with FAQs and guides

Visit billspot.co for more information.

Download BillSpot today and manage all your transactions the easy way!

What’s new

Version 1.0.12 Β· Updated August 7, 2026

πŸ€– Chat or WhatsApp your payments with Smart Agent πŸ”„ Auto-renewals & quick redo from chat 🌍 International accounts, cards, invoices & gifts Plus stability improvements. Update now!

User reviews

obiora joseph
obiora joseph
very good and nice πŸ’―
Moma
Moma
feel free to use it
Afolabi Taye
Afolabi Taye
I love the app. very simple to use

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