대출비교 대출계산기 - 서민금융 금리 한눈에

About 대출비교 대출계산기 - 서민금융 금리 한눈에

Loan at a Glance is an information service that compares loan product information disclosed by public institutions based on specific criteria and calculates loan interest and estimated repayment amounts.

■ This is for:

· Those who want to compare interest rates and limits for various loan products at once

· Those who want to check their monthly repayment amount in advance using a loan interest calculator

· Those who want to understand the difference between equal principal and interest payments and equal principal payments

· Those looking for policy or microfinance products like the Sunshine Loan

■ Key Features

1. Loan Interest Rate Comparison

Enter the loan type, required amount, term, and repayment method,

and we will display a list of products that meet your criteria, sorted by the lowest publicly announced interest rate.

You can compare publicly announced interest rates, loan limits, loan terms, and repayment methods side-by-side.

2. Loan Interest Calculator

Enter the loan amount, annual interest rate, loan term, and repayment method,

and we will calculate the estimated monthly payment, total interest, total repayment amount, and repayment schedule by installment. It supports three repayment methods: equal principal and interest repayment, equal principal repayment, and lump-sum repayment at maturity.

It can also be used directly for mortgage loan calculators and calculating interest on Jeonse loans.

3. Basic Loan Information

It explains basic concepts such as what equal principal and interest repayment is, how fixed and variable interest rates differ, and why early repayment fees are incurred.

■ Covers These Products

· Credit Loans — Personal credit loans from banks, savings banks, and insurance companies,

Overdraft Limit Loans (Overdraft Accounts), Long-term Card Loans (Card Loans)

· Mortgage Loans — Apartment mortgage loans, Mortgage loans for non-apartment housing

· Jeonse Loans — Jeonse and monthly rent deposit loans, Youth Jeonse and monthly rent products

· Policy & Microfinance — Sunshine Loan Youth, Sunshine Loan Plus, Miso Finance,

Living Stabilization Funds, Special Guarantees from Regional Credit Guarantee Foundations

■ Data Sources

· Financial Services Commission Basic Information on Microfinance Products (Public Data Portal www.data.go.kr)

· Financial Supervisory Service Integrated Financial Product Comparison Disclosure (finlife.fss.or.kr)

We provide data processed from public institutions,

and display the source and the date of final verification for each product.

This app has no partnership with government agencies or public institutions,

and does not represent any government or political organization.

It merely cites publicly available data; please check the official information on each institution's website.

■ We do not collect personal information

· There is no membership registration

· We do not collect names, contact information, or Resident Registration Numbers

· We do not perform credit checks or credit score inquiries

· We do not transmit any information to financial institutions

· The only app permission used is for internet access

Amounts and interest rates entered for calculations are stored only on the device and are not transmitted to a server.

■ What this app does not do

· We do not execute loans, accept loan applications, or conduct loan reviews

· We do not determine or guarantee loan approval

· We do not mediate or arrange between users and financial institutions or lending companies

· We do not connect users for loan consultations

■ Notice

The interest rates, limits, and estimated repayment amounts displayed in the app are reference values ​​calculated based on information disclosed by financial institutions and are not the actual results of the loan review.

The actual conditions applied may vary depending on the individual's creditworthiness and the financial institution's review criteria.

Please check the official announcements from the relevant financial institution for accurate product conditions.

Inquiries: [email protected]