BBVA Germany | Online banking

With the BBVA app, banking is simple and intuitive - anytime, anywhere. Manage your account, make secure purchases, monitor your transactions, activate and deactivate your debit card, and enjoy additional features like automatic saving and expense analysis.


💰 YOUR FREE CURRENT ACCOUNT WITH INTEREST ON YOUR ACCOUNT BALANCE
Free online account and debit card
Earn interest on your account balance
Monthly interest payments: no salary or balance requirements
Get cashback on your purchases
Invite friends and earn rewards




💳 BBVA MASTERCARD DEBIT
- Strong safety features: Dynamic CVV, no printed card number, biometric access as well as easy activation and deactivation via app.
- Cash withdrawals at ATMs: Use the Mastercard ATM network in Germany and worldwide.
- Cash withdrawals in German retail stores, together with your purchase with the BBVA debit card, or with barcode via App.






📲 DAILY BANKING
- Quick and easy transfers: SEPA Instant Transfer up to 3.000 € per day, and standard SEPA transfers up to 10.000 € per day.
- Mobile payments: Add your BBVA debit card to your digital wallet and pay with Google Pay or Apple Pay.
- Top up your account: Easily deposit money into your account by using a card from another German bank.


🎯 SAVINGS
- Receive interest on your current account balance: Your free current account with long-term interest and monthly credit.*
- Put money aside in your Sparbox: Define up to 5 savings goals and personalized savings rules with your free, digital Sparbox.
- Profit from a flexible deposit: Save your money securely and profit from attractive interest rates - with the flexibility to withdraw at any time.


📈 FLEXIBLE FINANCING
- Pay in installments with Pay&Plan: Turn past payments into manageable installments. The full amount is credited to your current account instantly, and the first installment will be debited the following month
- Use the BBVA instant loan: Finance your projects easily and hassle-free. Available for qualified customers 3 months after account opening.
- Your overdraft has you covered: Use your personal credit line when you need it.
Access to Pay&Plan, instant loan and overdraft credit is subject to a prior credit check.


🔒 SECURITY
- Pay securely with dynamic CVV: The security code is not printed on the card. A new code is generated in the app each time a transaction is carried out, for added protection.
- Manage your card easily and flexibly: Can´t find your debit card? Deactivate and reactivate your card any time via the BBVA App or limit its functionalities.
- Report any suspicious activity directly through the BBVA App: Our fraud prevention team is here to help, anytime.


✅BECOME A BBVA CUSTOMER
Open your BBVA online account in just a few minutes in 2 simple steps:
1. Register as a new customer
● Enter your personal data.
● Create your username and password.
● Sign the contract documents..


2. Verify your identity
● Download the BBVA App.
● Log in using your credentials.
● Our service team verifies your identity via a video call.


All you need is
● A stable internet connection
● A valid ID


☎️ 24/7 CUSTOMER SUPPORT
We are here for you around the clock at +49 69 58 996 454
In Germany and from abroad. The cost of the call depends on your provider.
You can reach our German-speaking team 24/7. Our English-speaking customer service is available daily from 7 AM to 9 PM.


Banco Bilbao Vizcaya Argentaria, S.A. - German branch. Neue Mainzer Straße 28, 60311 Frankfurt am Main (Deutschland).