Babu Safe Loan : Credit

Babu Safe Loan connects eligible users to RBI-compliant personal credit services through regulated financial institutions. Our secure technology platform enables transparent digital lending processes.

Key Features
▸ Loan Amount: ₹5,000 to ₹80,000
▸ Flexible Repayment: 92 Days to 360 Days tenure
▸ Transparent Costs:
- Annual Interest Rate (APR): 18% - 22%
- Daily Interest Rate: 0.05% - 0.06%
- No hidden fees or prepayment penalties
▸ 100% Digital Process:
- Paperless application
- Real-time loan tracking

Example Repayment Calculation:
Principal: ₹20,000 | Tenure: 180 Days | APR: 22%
Total Interest: ₹20,000 × 0.06% × 180 = ₹2,160
Total Repayable: ₹22,160

Regulatory Compliance
✓ Operated with RBI-registered NBFC Partner: Shri Adhithi Finance Private Limited
✓ Fully compliant with RBI's Digital Lending Guidelines (2022)

Security Assurance
🔒 Bank-grade AES-256 encryption
🔒 All user data stored exclusively in India

Eligibility Requirements
• Indian resident aged 18+ years
• Valid PAN card & verifiable income source
• Active Indian bank account

Important Disclosures
⚠Loan approval subject to Partner NBFC's due diligence
⚠Late payments may affect credit score
⚠Borrow responsibly - assess repayment capacity before applying

Lending Partner
Shri Adhithi Finance Private Limited
[RBI Registered NBFC | CIN: U65993TN1994PTC028526]
Address: No 3 Munnamalai Complex, Perumal Koil Ground, Thallakulam, Madurai 625002

Website: https://www.safpvt.com


Contact Us
Email: [email protected]
Registered Office:
H NO 11-05-18 2ND FLOOR, OPP: ZILLA PRAJA PARISHAD
Khammam, Telangana 507002, India

Compliance Notes:
- All APR and interest rate ranges clearly disclosed
- No misleading claims about "instant approval" or guaranteed disbursement
- Full partner NBFC credentials included as per RBI guidelines
- Prominent borrowing caution statements displayed