앞줄 - 최우선변제금 소액임차인 판정

If my house goes to auction, how much of my security deposit will I get back first? "Front Row" is an app that determines the priority repayment amount for small-amount tenants based on the date the mortgage (security right) was established.

■ Why the "Date of Mortgage Establishment"?

The scope of security deposits and the priority repayment amount for small-amount tenants have changed whenever the enforcement decree was amended, and the applicable standard is not the date the house was contracted, but the date the mortgage was established on that house. Even for a Jeonse lease of 120 million won in Seoul, it is not applicable against a mortgage established in 2019, but it is applicable against one established after May 11, 2021. "Front Row" displays this table by period all at once and identifies your specific column.

If my house goes to auction, how much of my security deposit will I get back first? ■ It does these things

· If you enter the region (Seoul · Overcrowded Areas outside Seoul · Metropolitan Cities, etc. · Others) and the date the mortgage was established, it determines the scope of small-amount tenants and the priority repayment limit as of that date.

· Calculates whether your security deposit qualifies as a small-amount tenant and how much money you can receive first.

· If you enter the estimated auction price of the house and the amount of the mortgage debt, distribution lines are displayed stacked inside the house diagram in the order of ① Priority Repayment ② Mortgage ③ Remaining Security Deposit (the limit of 1/2 of the housing value is also reflected).

· View the full table for Seoul, Overcrowded Areas, Metropolitan Cities, etc., and Others for 6 periods since July 26, 2010.

· Checklist for requirements regarding opposing rights and fixed date — Requirements prior to moving (delivery of the house), move-in registration, and auction application registration · Fixed date. The shield in the picture rises as much as you have prepared.

· Notification of contract expiration D-day, the time to discuss renewal (6 months to 2 months before expiration), notifications for 6 months, 2 months, 14 days before, and the morning of the expiration date.

· Record of moving and expiration checks — from renewal notification and agreement on return date to order for registration of lease rights.

· Save judgment — compare by switching between security deposits and criteria.

■ Please Note

· Limits may vary if there are two or more tenants in one house or if they are living together as a household.

· Mortgages established before July 26, 2010, are not included in the tables in this app. Please check the Enforcement Decree for that period.

· The actual distribution is determined by the auction court. This app is for reference only.

■ Basis

Article 8 of the Housing Lease Protection Act · Article 10 (Priority Repayment Amount) and Article 11 (Scope of Small-Amount Tenants) of the Enforcement Decree of the same Act, and the Addenda to each amended decree (Transitional measures by time of acquisition of security rights). If the value changes, the app receives a new table once a day and reflects it.

Official sources: National Law Information Center https://www.law.go.kr · Korean Registry Office https://www.iros.go.kr · Korea Legal Aid Corporation https://www.klac.or.kr

This app is an unofficial app that does not represent the government and does not provide legal advice. Please consult with experts, such as lawyers or the Korea Legal Aid Corporation, for important decisions.