Atoa Merchant

Atoa Instant Bank Pay allows UK businesses to accept payments at up-to 70% lower fees versus traditional debit and credit card transactions. Customers simply scan a QR code in-store to pay directly via their UK mobile banking app. Funds are paid out to the merchant in seconds and there's no contracts or hidden fees.

Sign-up in minutes and enjoy 14-days of free transactions!

Features
- Pay using In-Store QR Stand, QR Code on Phone, or SMS/Email Link
- Transaction fees are up-to 70% lower fees versus Visa/Mastercard/AMEX
- Customers pay securely using their Bank App via an "Instant Bank Transfer"
- Merchants receive funds to your Bank account in seconds (not days)
- Allow your customers to pay tips to you and your staff
- Customers don't need to download any new apps

How do I sign up?
- Atoa allows Small Businesses and Sole Traders to sign-up in seconds
- Simply download the app and connect your UK Bank Account

Atoa operates under a UK Financial Conduct Authority license. Funds are transferred by the Consumer's Bank, making every transaction secure.

Got a question?
- Contact our UK-based Customer Success Team at [email protected] or visit www.paywithatoa.co.uk.