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  • 年金受給はいつから? にゃんきん先生の「どっちがお得」計算機 screenshot 1
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  • 年金受給はいつから? にゃんきん先生の「どっちがお得」計算機 screenshot 4
  • 年金受給はいつから? にゃんきん先生の「どっちがお得」計算機 screenshot 5
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  • 年金受給はいつから? にゃんきん先生の「どっちがお得」計算機 screenshot 7
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About 年金受給はいつから? にゃんきん先生の「どっちがお得」計算機

🐱 "Should I start receiving my pension at 60?"
🐱 "Or is it better to wait until 75?"

You can't decide on your pension based solely on "what age is most advantageous to start receiving it?"

People who want to enjoy a healthy 60s.

People who want to live comfortably for as long as possible.

People who want to balance savings and pension.

Your perspective changes depending on the life you want to live.

"Nyankin-sensei's Pension Calculator" is a new pension simulation app that allows you to consider the timing of your pension commencement based on your own "lifestyle in retirement."

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🐱 Don't decide based on the amount alone.
"What kind of retirement do you want to have?"
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The unique feature of this app is that it doesn't simply calculate "what age is most advantageous to start receiving it."

By choosing from four "lifestyle stances," you can compare pension commencement ages to match your own way of thinking.

⚡ Enjoying Freedom: Cherishing the present moment. Prioritizing money usable from your 60s onward.

✈️ Enjoying the Present: Wanting to enjoy travel, hobbies, and other activities while still healthy.

⚖️ Security First: Wanting to live comfortably while considering the balance between savings and pension.

🛡️ Maximizing Assets: Prioritizing increasing future pension amounts and ensuring security for a long life.

"This option is more advantageous in terms of money. But perhaps this one is better for my life."

In this way, you can compare differences that aren't visible from numbers alone.

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📊 Thorough Comparison of Ages 60-75 on a Monthly Basis
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Simulate the start date of pension payments on a monthly basis, from age 60 to age 75.

• Pension amount by age of pension start
• Total lifetime pension amount
• At what age does the total pension amount reverse?
• Financial trends including savings and living expenses
• Recommended pension start dates for different lifestyles

These can be easily viewed using graphs and comparison tables.

"At what age will I earn more?"

You can find answers to such questions at a glance.

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🔒 No registration required. The information you enter will not be transmitted externally.
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Because it concerns pensions,
registering your personal information somewhere can be worrying.

"Nyankin-sensei's Pension Calculator" requires no membership registration or login.

You don't need to enter your My Number or name.

The data you enter, such as savings and pension amounts, can be used within your device.

You can carefully simulate your pension on your smartphone without entrusting your personal information to a server.

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📄 Results in an A4 Color Diagnostic Report
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The simulation results can be output as a PDF A4 color diagnostic report.

It's convenient not only for reviewing on your smartphone, but also when planning your retirement with your family.

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✨ Main Features
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・Compare pension start dates for ages 60-75 on a monthly basis
・Input basic pension, employee pension, savings, and living expenses
・Simulate using 4 "lifestyle stances"
・Compare pension start ages for each stance
・Compare total lifetime pension amounts
・Display break-even point in a graph
・Compare table for each pension start age
・Simulation considering savings and living expenses
・Output A4 color diagnostic report as a PDF
・Save diagnostic result history
・Illustrations and glossary of pension system terms
・No registration or login required
・Free to use

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🔐 Privacy Policy
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• No registration required
• No login required
• No My Number required
• No name input required
• Personal information is not stored on the server
• Input data can be used on your device

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🐱 The "right answer" for pensions varies from person to person.

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Will you start receiving it at age 60?

Will you wait until age 65?

Will you postpone it until age 70 or 75?

What's important is not just the "most advantageous age."

What kind of retirement do you want to have?

Why not think about how to receive your pension, not just from a financial perspective, but from the perspective of "your future life," together with "Nyankin Sensei"?

Free pension simulation available.

Visualize your retirement options with numbers.

What’s new

Version 1.3 · Updated September 13, 2026

年金受給はいつから? にゃんきん先生の「どっちがお得」計算機 大切にしたい人生が違えば、考え方も変わります。 レポートの印刷レイアウトを、さらにわかりやすく微調整いたしました。

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