Moderation - Financial Planner

Take control of your money, habits, and goals with Moderation - your all-in-one financial planner and lifestyle tracker. Whether you want to manage your expenses, track your income, monitor your investments, build healthy habits, or stay on top of your budget, this app keeps everything organized, secure, and simple.

Key Features

Expense & Income Tracking
•  Create custom expense & income categories, bank accounts and investments.
•  Record daily transactions and track spending habits.

Insights & Analytics
•  Get a clear view of cash flow, income trends, and spending patterns.
•  Investment performance tracking with real-time value updates (Auto Sync Investment Value).

Budget Planner
•  Set up monthly budgets for expenses and investments.
•  Receive in-app alerts for overspending, under-budgeting, or over-budgeting.
•  Stay financially disciplined with simple visual progress tracking.

Habits & Lifestyle Tracker
•  Build and track Yes/No or Count-based habits.
•  Create custom schedules for habits across different focus areas.
•  Monitor habit completion rates alongside your finances.

Shopping List
•  Create shopping lists, check off items as you buy them.

Liquidity Alerts & Payment Reminders
•  Get notified about recurring transactions, subscriptions, and bill payments.
•  Get cash liquidity alerts when account balance is too low or too high.
•  Manage investment liquidity by tracking lock-in periods, short-term gains, and tax impacts.

Investment Management
•  Import investments directly from Excel sheets.
•  Automatically update investment values from Google Finance.
•  Manage and analyze all accounts and assets in one place.

Secure Backup & Sync
•  Private, encrypted backups to Google Drive.
•  You have full control over your data which is secure and accessible only by you.


Why Choose Moderation?

Unlike regular expense trackers, this app combines personal finance, budgeting, habit tracking, and lifestyle planning into one seamless tool. Whether you’re focused on saving more, investing smarter, or building habits, you’ll find everything you need here.

✅ Easy to use
✅ Feature-rich yet lightweight
✅ Secure and private


📥 Download Moderation today and take the first step towards financial freedom!