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About Mortgage Calculator: Loan Mate

**Mortgage Calculator + Schedule — the clearest way to plan, compare, and pay off a mortgage faster.**

Whether you're buying your first home, refinancing, or shaving years off an existing loan, Mortgage gives you a precise amortization schedule in seconds — with no signup, no internet connection, and no spreadsheet wrangling.

**Built for real numbers, real decisions**

Mortgage does the maths so you don't have to. Type any four of property value, principal, interest %, term, or monthly payment, and the fifth is calculated for you. Add HOA, insurance, property tax, and your own monthly expenses for a true total cost. Layer in extra payments, lump-sum prepayments, fixed payment caps, or step-up interest rates — every change updates the schedule instantly.

**What you get**

- **5-variable solver** — Property value, down payment, principal, interest rate, term, and monthly payment all stay in sync. Change one, the rest follow.
- **Full amortization schedule** — Every monthly payment for the life of the loan, with interest, principal, balance, and LTV in one scrollable table.
- **Annual, period & payment views** — Roll up by year, drill into a single year, or scrub through the entire payment timeline.
- **Variable & adjustable rates** — Model rate changes month-by-month for ARMs, teaser-rate periods, or interest-only windows.
- **Extra payments & prepayments** — Add a one-time lump sum or recurring extra each month and watch your payoff date jump forward.
- **Beautiful charts** — Interest vs. principal stacked over the term, balance curve, rate timeline, and a total-payments pie.
- **Expenses included** — Monthly HOA, secondary monthly expense, annual insurance, and annual property tax all roll into the true cost.
- **Unlimited saved scenarios** — Compare a 15-year vs. 30-year, your current loan vs. a refi, with or without points — keep them side-by-side on your device.
- **Privacy first** — Everything lives on your phone. No accounts, no servers, no tracking. Your numbers stay yours.

**Perfect for**

- First-time home buyers running the numbers before an offer
- Homeowners deciding whether to refinance or recast
- Anyone planning an early-payoff or biweekly-payment strategy
- Real-estate agents and lenders explaining options to clients
- Anyone who wants the math without the marketing

**Mortgage Premium**

Download Mortgage and finally see what your payment schedule actually looks like.

Mortgage Calculator: Loan Mate details

Mortgage Calculator: Loan Mate is a free Finance app for Android with 10+ installs on Google Play. It was released on June 11, 2026 and last updated on August 16, 2026. It requires Android 7.0 or later. The app contains ads and offers in-app purchases.

Category
Finance
Installs
10+
Price
Free
In-app purchases
Yes
Ads
Contains ads
Current version
7.1.0
Requires Android
7.0
Content rating
Everyone
Released
June 11, 2026
Last updated
August 16, 2026

Alternatives to Mortgage Calculator: Loan Mate

Looking for apps like Mortgage Calculator: Loan Mate? Here are 6 similar Android apps on Google Play. The highest rated is Frec: Tax-aware investing (4.8/5), and all 6 are free to download.

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Mortgage Calculator: Loan Mate vs. alternatives
App Rating Price Installs Last updated
Mortgage Calculator: Loan Mate Free 10+ Aug 16, 2026
BillOut - Bill Organizer 4.6 / 5 Free 100+
Expensify - Travel & Expense 4.4 / 5 Free 1,000,000+
Budget Planner & App: Spendee 4.2 / 5 Free 1,000,000+
Frec: Tax-aware investing 4.8 / 5 Free 100+
MyAccountability Plus 4.8 / 5 Free 1,000+
ConstructionOnline 3.9 / 5 Free 10,000+ Aug 14, 2026